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The number of starting businessmen is steadily increasing every year. An increase in their number has a positive effect on the economic performance of the country as a whole and satisfies the ever-growing needs of the population.

Financial support from the state contributes to the emergence of new small and medium-sized businesses. The authorities of a particular region are trying to introduce ways to help: various benefits, subsidies, as well as material payments. How to get such support? Let's figure it out.

Which entrepreneurs can count on help from the state?

The state mainly provides financial support to small and medium-sized business owners. To find out if your company falls into this category, you should pay attention to the number of employees and annual turnover. The following formats of enterprises can count on money from the state:

• starting business(up to 15 people on staff with an annual turnover of up to 120 million rubles);
• small business(up to 100 people on staff with an annual turnover of up to 800 million rubles);
• medium business(up to 250 people on staff with an annual turnover of up to 2 billion rubles).

To receive assistance, companies must meet the following requirements:

• duration of existence from the moment of opening - no more than 2 years;
• the company is registered with the tax service;
• SME is not a tax debtor.

Important: the chances of funding are much higher for businessmen who have social benefits and also own a social or export-oriented business.

Remember that the state provides support to entrepreneurs whose areas of activity are among their priorities. To apply for gratuitous assistance, a businessman must work in one of the following areas:

• Manufacturing of consumer goods.
• Popular trends in folk art.
• Offers of rural and ecological tourism.
• Housing and communal services.
• Agro-industrial department.
• The field of science and technology, as well as innovation activities.

How to get help from the state for the development of small businesses in 2019?

The main advantage of receiving such a subsidy is that it is free of charge and does not need to be repaid after a certain time. The state benefits from this, as a new small enterprise appears on the economic map, providing jobs to citizens, and competition with existing companies increases, which helps improve quality and stabilize prices.

But along with concluding a subsidy agreement, the entrepreneur agrees to fulfill some obligations. The main one is to provide detailed reporting.

Within 3 months from the moment of receiving funds from the state, a businessman is required to submit a report to the Employment Center with documents on the use of the subsidy. As confirmation, sales or fiscal receipts, receipts, paid payment orders and other documents can be provided. The financial report must be consistent with the paragraph of the business plan that indicates the purpose of obtaining capital.

Important: if a business operator cannot provide confirmation, he is obliged to return the subsidy funds to the state in full.

Also, the terms of the drawn up agreement stipulate that the activities of the financed small enterprise must last at least one year from the time of opening. This eliminates the possibility of cooperation with fly-by-night companies.

Help can be obtained from many authorities and organizations that have the necessary powers. Here are some of them:

• City administration. The Economic Development Division provides information on types of financial support for small businesses.
• Chamber of Commerce and Industry. This institution provides assistance in consultations on business, marketing, legal issues, and helps to take part in exhibitions.
• Entrepreneurship Support Fund. Based on the results of the mandatory assessment of the submitted project, the organization allocates funds for the activities of the small enterprise.
• Business incubator. This organization provides infrastructure support for the ideas of entrepreneurs at all stages of development, starting from the moment of opening.
• Venture fund. Focuses mainly on innovative projects and subsequently invests money in their activities.
• Employment center.

Interesting: if your business project is socially or economically beneficial for the state, you can receive not only money for its implementation, but also free training, the right to take part in exhibitions, etc.

After contacting the above authorities, you will receive a list of necessary documents. Here are the papers included in this list:

1. Passport and TIN of the entrepreneur.
2. Insurance certificate (SNILS).
3. A certificate from the accounting department of the last place of official employment, which contains information about the salary for three months before the completion of work.
4. Document confirming the availability of education.
5. Application from a program participant to receive financial support from the state (using a specially approved form).
6. Ready business plan.

Money from the Employment Center

The most common way to get help among entrepreneurs is to contact the Employment Center. How is this procedure done?

The first step is to register with the Employment Center and obtain unemployed status. This is a prerequisite, since the state allocation of funds is only available to those entrepreneurs who are registered as unemployed citizens. To do this, you need to have the following documents with you:

• passport of a citizen of the Russian Federation;
• work book;
• document on marital status;
• education document.

Then you need to draw up a business plan with a detailed description of the project, targeted distribution of funds and an indication of its payback period. The third step is registering the business as an individual entrepreneur.

The regional commission reviews the package of documents within 60 days. If a positive decision is made, an agreement will be concluded between the applicant and the Employment Center, and the funds will be transferred to the recipient’s account. The commission may decide to reimburse only certain expenses, such as registering and opening a small business. If the applicant receives a denial notice, he can try again.

Grants for new businessmen

This type of allocation of funds from the state involves assistance to beginning businessmen to open a business and to those who have been engaged in entrepreneurial activity for no more than two years. The following organizations have the authority to distribute grants:

• Department of Economic Development.
• Funds to support small and medium-sized businesses.
• Unions created by entrepreneurs.

A prerequisite for receiving a grant is the activity of a small enterprise in one of the priority sectors indicated above.

According to government legislation, companies that produce wine and vodka products, tobacco products, luxury goods, work with real estate or engage in gaming activities do not receive payments.

Remember that the allocated money is used to cover 30 to 50% of the total cost of the project. A businessman should look for the remaining finances for business development on his own. Don't be afraid of investment, it can be.

The entrepreneur must provide the following documents:

• Documents confirming the absence of other sources of financial support.
• Certificate of registration of individual entrepreneur or LLC and business plan.
• Bank statement about the amount of your own finances.
• Certificate of positive credit history.

The Industry Commission then decides on the provision of funds. The maximum amount of a cash grant is 500 thousand rubles (in Moscow and the region - up to 5 million rubles).

The state's priority is the unemployed, young entrepreneurs, former military personnel, families with young children, etc.

Subsidy program

State plans to subsidize small businesses are implemented at different administrative levels. Therefore, they can be systematized according to the scale and amount of funds allocated:

1. Federal programs. They are implemented nationwide, and they are also characterized by a large amount of money allocated for financial support for the opening and development of SMEs. A distinctive feature is that such programs work mainly with large-scale business projects whose owners are already conducting commercial activities.
2. Regional programs. They work in the territories of administrative regions and manage the regional or district budget. The purpose of such programs is to develop the infrastructure of an entire region.
3. Local programs. The scale of implementation is working with city or regional entrepreneurs. Subsidies are limited to small amounts of funding.

The size of the assistance received, the form of its provision, as well as the list of necessary documents for completing the application depend on the features of the state program. The larger the scale of the program, the higher the competition and the more stringent the selection rules. A small business owner should take this into account.

Preferential lending

Categories of small and medium-sized commercial entrepreneurs who are not able to receive financial support from the state can apply for preferential loans. Many banks provide such loans on simplified terms. As indicated, the likelihood of opening a loan with a favorable interest rate is higher for those who are engaged in activities that are a priority for the state.

Advice: If you have any questions regarding assistance, you can contact banking institutions or credit communities directly, as they also have lending programs for beginning businessmen.

The applicant receives a loan as a one-time cash payment in the amount of 50 million to 1 billion rubles. After signing the contract, the preferential program is valid for 3 years. A prerequisite is also investment and investment of the businessman’s own funds in the project. Their number is determined as follows:

• 20% if the loan amount is more than 500 million rubles or if repayment of the loan is planned from future income expected after the start of the business project.
• There are no restrictions if funds are allocated for other investment plans.

The interest rate for use varies depending on the format of the enterprise. This is 10% per annum for medium-sized enterprises and 11-11.8% for small ones.

What can you use money from the state for?

As mentioned above, the subsidizing process is the free issuance of funds that facilitate the opening and favorable development of a business. Concessional lending and other assistance programs also have simplified terms and reduced interest rates. At the same time, the use of financial support from the state is accompanied by documentary reports to confirm the intended purpose. The allocated money can be spent on the following:

• Payment for rent of a place or plot of land (no more than 20% of the principal amount is allocated to cover these expenses).
• Replenishment of working capital.
• Equipment for workplaces.
• Purchase of equipment for production (purchased machines cannot be sold or exchanged for three years).
• Purchase of consumables (the same rules apply - no more than 20% of funds received).
• Work related to repairs and opening.
• Intangible assets.

The entrepreneur draws up an annual report, which indicates what exactly the subsidy income received was spent on. It is also necessary to submit certificates and receipts to the control authorities.

Intangible options for supporting small businesses

Nowadays, the state is ready to help beginning businessmen of small and medium-sized enterprises not only by increasing their capital. There are several other forms of support:

1. Free training opportunity. Why do many entrepreneurs, when faced with problems, leave business in the first years of activity? They simply do not have the necessary knowledge about running their business. Such educational skills (for example, how to lead) help in development, but are expensive, so not everyone can get them. The state provides starting businessmen with the opportunity to study courses for free, as well as attend various seminars and lectures. The applicant is obliged to submit the relevant documents to the necessary authorities: paid bills, certificates of completion of training or concluded contracts. The payment will cover half of the expenses, but in an amount not exceeding 40 thousand rubles per year.
2. Reduced rent. Another support option is discounts on the cost of renting premises where offices or production are located. Remember that you can only get such a discount if the building is municipal property and the lease agreement is concluded for a period of more than 5 years. Every year the preferential rate increases (from 40 to 80% of the rent), and for the subsequent period the entrepreneur pays the full rate. A prerequisite is a competitive selection to determine a worthy candidate. The winner receives additional assistance to pay for communications.
3. Compensation for participation in exhibitions. To popularize and further develop, small business owners can take advantage of subsidies to participate in national or international exhibitions. Based on the selection results, the state can help pay the costs of registration, renting a place, transporting exhibits, accommodation, organization and translation services. If the state aid amount does not exceed 150 thousand per year, you can pay up to half of the costs. Mandatory conditions for receiving compensation for a small business: an application, an agreement with the organizers and a report on the work performed.

Let's sum it up

The advantage of financial support programs is the ability to increase the capital of small companies. Since the state is interested in the development of small enterprises, the likelihood of receiving financial assistance is constantly growing. This is a good chance to start.

On the other hand, concluding an agreement with the relevant government agencies obliges entrepreneurs to submit detailed reports and monitor the intended use of funds. Therefore, every businessman should study the features of existing support programs and the requirements for them. Then he will be able to make the most of the assistance and fulfill his obligations.

In order to support small businesses in the regions of the Russian Federation and generally stimulate entrepreneurial activity, the Government annually allocates funds to provide subsidies to businessmen. In March, it was decided to allocate 16.9 billion rubles for these purposes, which should be distributed throughout the year among small firms, peasants and farms.

The procedure and features of Russian small enterprises receiving subsidies this year will be discussed in this article.

Conditions for granting subsidies

Subsidies are one-time assistance from the state, which is provided to businessmen for the implementation of specific tasks within the framework of production activities. There will be no need to return these funds to the state in the future.

There are a number of important requirements that a firm must meet to qualify for subsidies, including:

Have an official or LLC: information about the company must be contained in state registers;

Form a sustainable business plan, which will establish specific areas for spending funds (purchase of raw materials, equipment, purchase of a franchise, etc.);

Carry out entrepreneurial activities for the production of goods (works or services), with the exception of such areas as:

• Issuance of loans and provision of other banking services;
• Insurance of any type;
• Gambling business;
• Release of products subject to excise tax.

The owner of the company must be a citizen of the Russian Federation, and in the case of a legal entity, more than 51% of the authorized capital must be formed by residents of the state.

Provided that the above requirements are met, any business entity can apply to the state with a request for a subsidy.

How can a company get a subsidy?

This year, Russian entrepreneurs can count on several types of subsidies from the state, which have different grounds and procedures for provision.

Regional level payments determined by local authorities

They are awarded on a competitive basis at the local level. At the same time, all small firms in a particular region have the opportunity to submit tender applications. Aid is allocated to support those projects that are considered to be the most significant for specific territories.

Assistance provided through the Employment Center

Previously, these funds were provided in a fairly significant amount, but in 2019, entrepreneurs can only receive reimbursement from the Employment Center for the costs of registering a business, in particular:

• A fee of 800 rubles for individual entrepreneurs and 4000 for LLCs;
• Creating a seal, which costs 1,000-1,200 rubles;
• Certification of copies of necessary papers in a notary office – 300-400 rubles.

In addition, employees of this department provide free consultations to businessmen on registration issues.

Payments from the Department of Investment and Entrepreneurship

This option of state support can be considered as one of the most significant: in fact, with its help it is possible to return about 65-70% of the costs of modernization and growth of production volumes. The maximum payment amount is 300,000 rubles.

In order to apply for free assistance from the state, each of the above departments will need to prepare a package of documents, including:

• Certificate of business registration of an LLC or individual entrepreneur;
• Copies of constituent documents for legal entities;
• Papers from the Federal Tax Service, Pension Fund and Social Insurance Fund stating that the entity has no debts to these structures for mandatory payments;
• Original and copies of the company owner’s passport for individuals;
• A business plan drawn up in accordance with the stated requirements of the government department;
• Statement of the applicant's account from the bank;
• Documents confirming the fact that there is no situation close to this, and also indicating that there are no criminal or administrative proceedings being conducted against the company.

The general package is transferred to the regional executive body (regional executive committee or administration), where within 7 working days a special commission checks all the papers. Based on the results, a negative decision will be made or the project will be sent to go through further stages of the competition.

In the second round, specialists select the most affluent and important projects for the region - funds will be allocated for their implementation and transferred to the appropriate bank accounts. It should be noted that the application review process can take more than one month.

Firms that received subsidies will be required to report quarterly or at the end of the year to the state on where exactly the funds were spent and how effectively they were spent. For this reason, the entrepreneur will need to save all checks, receipts and orders reflecting expenses and cash receipts. The result of using budget funds should be the achievement of the goals stated in the business plan.

One of the key areas in the development of the Russian economy is supporting small businesses. There are currently several programs in operation, the implementation of which is closely monitored by the government. You will learn how to receive money for business from the state free of charge in 2018 from this article.

Reasons for reducing small business assistance programs

Due to the difficult economic situation in our country, federal subsidies to small businesses from the state were significantly reduced in 2018. According to information received from representatives of the Ministry of Economic Development, the 2018 budget includes only 11 billion rubles for these purposes, given that in 2014 the government allocated 20 billion rubles to support small businesses, and in 2015 - almost 17 billion rubles. In order to rationally distribute funds between all subjects of our country, special competitive procedures will be carried out.

Since the volume of financial support has decreased significantly, the regions will have to independently determine priority areas of activity that require government funding. That is, the funds will be directed to the most important areas of the economy, such as trade, agriculture, as well as utilities and household services. It is also worth special mentioning innovative activities and the implementation of social projects. Therefore, before choosing a direction of activity, you need to find out. After this, you can safely make your final decision.

Despite all these changes, every entrepreneur has the right to count on subsidies for small businesses from the state. This is regulated by Federal Law No. 209-F3, as well as relevant regulations. Different support programs differ in budget, validity period and conditions for issuing funds. In all regions of the country, special bodies have been created that are responsible for the implementation of these programs. Their full list is presented on the official website of the Russian Ministry of Economic Development.

Types of government assistance

In 2018, small businesses can count on the following types of support:

1. Information assistance and consulting (various free seminars, training courses, as well as preparation of special training materials);
2. Infrastructure support (small business development funds, business incubators, etc.);
3. Fairs and exhibitions (provision of exhibition equipment, as well as the right to free participation in such events);
4. Registration of licenses, various permits and accounting support;
5. Promotion of innovative developments;
6. Financial assistance (subsidies, benefits and grants).

Non-governmental organizations can also provide assistance to small businesses. But entrepreneurs are most often interested in how to get money for small business development from the state in 2018, although much more funds are allocated from the budget for other types of support than for financial assistance. Let's look at the types of assistance that these organizations provide in more detail.

Grants for small business development

This is a free subsidy from the state for starting a business. The demand for such programs significantly exceeds the supply, so you will have to work hard to get a grant. But it’s worth it, because 300–500 thousand rubles is excellent support for any beginning entrepreneur.

To receive money from the state to open a business in 2018, you need to take part in a competition. Grants may also be awarded to various charitable or investment funds and other organizations. Choose only those projects that relate to your field of activity, otherwise participation in the competition will be pointless.

What documents will be needed for this? First of all, you must register.

After this, you need to collect the following documents:

• Application;
• A completed application form;
• Copy of the passport;
• Higher education diploma (if available);
• Copies of constituent documentation;
• Registration certificate;
• Documents confirming the right to premises.

It should be remembered that the package of documents may change, so before each competition you need to clarify this information.

Subsidies for start-up entrepreneurs

If no more than 2 years have passed since the registration of an individual entrepreneur or legal entity, the entrepreneur falls into the category of beginners, and therefore can safely apply for a subsidy from the state for the development of small businesses. The maximum amount that can be received as support is 500 thousand rubles.

Package of documents:

1. Application;
2. Feasibility study of the project;
3. Business plan;
4. A copy of the state registration certificate;
5. Order on the appointment of a director and chief accountant;
6. Personal profile of the manager;
7. Certificate from the bank about the status of accounts;
8. Copies of statutory documents;
9. Financial results report for the last year.

It is important to know that financial assistance is provided subject to co-financing of expenses. That is, you must invest at least 50% of your own funds into the total project budget.

The received subsidy can be used for the following purposes:

• Purchase of machinery and equipment;
• Organization of new jobs;
• Purchase of raw materials;
• Renting premises.

All expenses must be documented. The selection of applications for business subsidies from the state is carried out during the year at least once every two months. In case of misuse of funds, the entrepreneur is obliged to return them in full to the budget.

Non-repayable state subsidies for the development of small businesses are issued to entrepreneurs and for the purchase of fixed assets. The state pays 50-90% of the cost of assets totaling no more than 10 million rubles.

Financial assistance for self-employment

This subsidy from the state for starting a business is provided to unemployed citizens who are officially registered with the employment center. It corresponds to the size of the annual unemployment benefit, that is, 58.8 thousand rubles. If you give jobs to people who have official unemployed status, you will receive the same amount for each employed person.

Let's take a closer look at how to get a business subsidy from the state:

• Make a competent business plan;
• Officially register an individual entrepreneur;
• Receive funds;
• Draw up a report and attach documentary evidence of the intended use of funds.

So, you have made your decision and are ready to open your own business.

Where to begin?

First of all, collect information about the requirements that the employment center imposes on applicants. You also need to find out what government programs to support small businesses are in place in your region. Such information can be found on the official website of the city administration or at the employment center. You should also consult with an experienced attorney regarding this matter.

To receive a subsidy, you will have to spend a lot of time going through bureaucratic authorities. The most important thing is to objectively assess your capabilities and set realistic goals. Reflect all this in your business plan. Start working on this document before you quit your day job. If you cannot decide, seek help from specialists who will indicate the most promising and profitable areas of activity.

To obtain unemployed status, you will need the following documents:

• Passport;
• Diploma or certificate;
• Employment history;
• Application for opening a bank account.

After this, you should fill out an application form in which you confirm your desire to become an entrepreneur and undergo special testing.

Next, there is another important stage ahead - the protection of the business plan. It resembles an exam at school or university. The effectiveness of your project will be assessed by a special commission. If an entrepreneur knows for sure, his business plan will look realistic and will most likely convince the commission members that there will be no problems with its implementation.

After defense, you can write an application for financial assistance. It should be accompanied by a business plan and all necessary documents. If the commission approves the project, you will be informed that you need to sign an agreement. Next, you can register as an individual entrepreneur or a legal entity. The last stage is the presentation of documents on state registration to the employment center. They must be accompanied by receipts for payment of duties. After this, 58.8 thousand rubles will be credited to your bank account. Do not forget that this money can only be spent for its intended purpose. Of course, this amount is not enough to open a business, but it will be a reliable help for any aspiring businessman.

Methods for reimbursing interest on a loan

Another option on how to get money from the state for business development in 2018 is to seek reimbursement of interest on loans. Part of the interest accrued on loans for the purchase of machinery or special equipment can be compensated from the state budget in the amount of 1/3 or 2/3 of the total rate. Money is paid if there are documents confirming the payment of loan installments.

Only those enterprises that are engaged in the production of excisable goods, as well as their sale or mining of minerals, cannot receive such compensation. These are the areas

Business development is one of the highest priority government tasks. After all, business is the basis for budget formation. From this article you will learn what the essence of the small business support program is, how to get a subsidy and what are the conditions for receiving a subsidy in 2019

Economic instability in Russia, which has been observed for more than a year, has deprived many citizens of jobs and decent wages. Small and medium-sized businesses have become an alternative for this category of the population. However, due to a lack of funds, most do not have the opportunity to open their own business. That is why the state decided to issue subsidies for opening and supporting small businesses in 2019.

What is the subsidization of individual entrepreneurs?

A subsidy is a type of non-repayable cash assistance for business entities, which is issued for the intended use (business).

Assistance to small businesses may be allocated for the following purposes:

• acquisition of premises;
• purchase of equipment, goods for subsequent sale;
• purchases of intangible assets.

The allocated funds must be directed to the development of small and medium-sized businesses. Government authorities will later be able to request official supporting documents from the recipient, for example, checks, invoices with the specified amount. If the funds were not fully spent, the rest will need to be returned.

Types of financial assistance and conditions for supporting small businesses

1. Grants for entrepreneurs who are just starting a business, amount to 60,000 rubles or 12 monthly benefits. Grants to support small businesses are provided to individuals who have been registered as business owners for more than 2 years. Funds are issued on a competitive basis with the aim of using them for business needs, in addition to renting premises and paying wages to hired workers. The grant is also given to unemployed persons, low-income families with young children, disabled children, and former government or military service employees.

1. To purchase fixed assets- the state program to support small businesses in 2019 guarantees the issuance of up to 60,000 rubles for entrepreneurship, which in the future will increase the number of jobs, tax revenues to the federal budget, and increase the social significance of small businesses.

Private entrepreneurs in the industrial, housing and communal services, economic and social spheres who:

• prepare and defend a business development project;
• will provide a complete package of documents upon request of the commission.

1. Cash subsidies for business from the Employment Center 2019- the state offers up to 25,000 rubles for opening a small private business.

1. Compensation for loans previously received for the development of small and medium-sized businesses- the 2019 program was proposed by the Russian Government for financial and property support.

To cover part of the interest rate, the entrepreneur provides a business plan and the necessary documents, after which a decision is made to provide financial assistance to this person.

1. Financial state support for socially vulnerable categories of the population(released from prison, disabled people, single mothers and fathers, graduates of boarding schools, etc.) - the program provides for the issuance of subsidies in 2019 up to 300,000 rubles to support planned measures for the stabilization and development of entrepreneurship.

1. Training and internships at the expense of government funds, professional retraining(can be issued with full or partial coverage of expenses).

1. Business incubators (usually based on Small Business Support Funds)- assistance in expanding the area of ​​working space (renting premises, warehouses, etc.), training in the basics of entrepreneurship, assistance in drawing up a business plan based on a sample for receiving a subsidy.

1. Assistance in maintaining accounting and tax records free of charge (outsourcing).

1. Promoting the development of innovative technologies 2019- the state allocates funds to cover the costs of promoting a new product, acquiring a patent and licensing rights for it (maximum 60,000 rubles).

Is it possible to receive subsidies to support small and medium-sized businesses in the Russian Federation and where?

In Russia it is offered state. financing of individual entrepreneurs in special centers and business support funds, as well as in the Employment Center.

Getting help at the Job Center

To receive financial assistance, officially unemployed persons must register with the Employment Center and fill out a standard application form based on the sample.

You will also need to provide the following documents:

• passport of a citizen of the Russian Federation indicating the place of registration;
• TIN in the prescribed form;
• document on secondary or higher education;
• a certificate for the last six months indicating the average salary (for persons who were previously employed);
• other documents (at the request of the inspector).

After submitting documents, service employees will be offered the option of receiving one-time (non-refundable) assistance for starting a business. It is best to first take entrepreneurship courses, draw up a correct business plan and present it to the commission for review.

If the decision is positive, you will need to register with the Tax Inspectorate as an entrepreneur, on the basis of which assistance will be transferred to the unemployed.

State subsidy for starting a business 2019: what is needed?

1. Select the type of activity you plan to engage in.
2. Draw up a business plan for a subsidy.
3. Register as an individual entrepreneur.
4. Apply to the state. body that provides subsidies to small businesses.
5. Confirm the need to receive payments.
6. Compile the approximate costs of opening and developing a business and provide it to the commission for review.
7. Collect a package of documents necessary for obtaining a subsidy (passport, Taxpayer Identification Number, income certificate, etc.).

Within 60 days, the commission makes a decision to provide a subsidy as a way to support small businesses by the state, of which the entrepreneur is notified by mail and by telephone.

Subsidy programs can be found in detail on the website of the portal of the Government of the Russian Federation and the Ministry of Social Policy.

In 2019, the system of state support for small and medium-sized businesses became more improved, which makes it possible to allocate assistance to various segments of the population for any type of activity.

See also:

Starting your own business from scratch is quite a risky undertaking. Even at the initial stage, entrepreneurs often face a lack of funds to purchase equipment, rent premises, and purchase materials. Government subsidies for start-up entrepreneurs will help solve the problem.

The essence of subsidizing small businesses in the Russian Federation

State assistance in the form of subsidies to small businesses is a free, targeted support for the economic activities of business entities or the opening of their own business. Moreover, assistance is provided both for the development of an already established business and for opening it from scratch.

Target direction of subsidies:

• joint financing of projects according to a business plan provided by the entrepreneur, if he has a certain amount as starting capital;
• reimbursement of leasing costs;
• payment of part of the interest on loans;
• financing participation in exhibitions and congresses.

Subsidies for starting a small business in 2015 are allocated under various programs, each of which has its own characteristics of receipt. Any entrepreneur can become a participant, with the exception of those whose activities take place in the following areas:

• lending;
• production of alcoholic products;
• leasing companies;
• gambling business.

The allocation of a gratuitous subsidy presupposes full control of its intended use by government agencies. So, one year after receiving the money, the entrepreneur reports on the use of funds. If a violation is discovered - spending money on other needs not directly related to business - the subsidy will have to be returned to the state. Before receiving a subsidy for small business development in 2015, you should soberly assess your possibilities for using it.

Procedure for receiving a subsidy

It can take a long time from submitting an application to receiving funds. Actions of an entrepreneur at the employment center to receive subsidies for small businesses from the state in 2015:

• Registration with the employment service as an unemployed person. Accordingly, the applicant must not have a place of work, at least not an official one, and not be the founder of a legal entity or individual entrepreneur. Choose an employment center near your place of permanent residence.
• A form is filled out indicating personal information about the citizen.
• An account is opened in the bank for transferring government aid.
• The applicant then draws up a business plan. This is the most important stage, since the document will be reviewed by a special commission and it is on this basis that the decision on subsidies is made. In the business plan, be sure to indicate the following points: feasibility of the business, cost, payback period of investments, distribution of own funds and subsidies, job creation.
• A business plan in two versions: printed and electronic is submitted to the self-employment promotion department.
• There, a date will be set for a meeting of the commission, which will decide on the allocation of funds. If rejected, revise your business plan.
• Then you need to register and become an individual entrepreneur. To do this, visit the tax office at your place of residence and provide your passport and pay the fee. After five days, you can pick up the registration certificate and extract from the Unified State Register of Individual Entrepreneurs and take the documents to the employment service.
• Within a month, the subsidy will be transferred to your bank account.

The size of the subsidy provided for small businesses varies by region: in Moscow and the Moscow region, up to half a million rubles can be allocated for opening; in the Krasnodar Territory in 2015, the amount will be about 300 thousand rubles, but additional assistance can be provided as part of a four-year program for support for entrepreneurs.

If the business is active

Subsidies for the development and support of small businesses are also allocated by the state in 2015. It’s easier to get them than to open your own business:

• A certificate of individual entrepreneur registration, a business plan, a passport, and an application for a subsidy for small businesses are submitted to the employment center.
• The commission is completed on time.
• The current entrepreneur most likely has a bank account, so it is necessary to provide an extract from it.
• In a month, if the decision is positive, a subsidy will be allocated.

Business entities in the form of individual entrepreneurs or LLCs can count on the development of an existing business within the framework of the programs:

• Regional payments are issued on a competitive basis. All firms in the region can participate in the tender. However, such subsidies are allocated for priority purposes for the region: development or support of a particular business. This could be agriculture, the oil refining industry, and so on.
• The employment service also allocates funds for business development, but in 2015 the amounts were significantly reduced. Now, within the framework of this program, the state reimburses the payment of the fee when opening an individual entrepreneur in the amount of 800 rubles for an individual entrepreneur (4000 for a legal entity), production of a seal and notary services for certifying copies of documents - another 1.5-2 thousand rubles. Here you can get free advice on developing your business.
• The Department of Investment and Entrepreneurship allocates larger amounts: about 70% of the costs for modernizing the enterprise.

You will have to report on the subsidy spent every three months or at the end of the year. At the same time, the effectiveness of using subsidies for small businesses from the state will be considered achieved if the business plan “worked.” The entrepreneur will have to take into account all expenses, keep receipts and checks, and present a full report to the commission.

The subsidy is issued once. To obtain it, the applicant must have Russian citizenship, and the business must also be carried out in the country.