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Modern business has a lot of directions, strategies and implementation schemes. Of course, each idea requires an individual approach. An entrepreneur, he is like an artist - he paints a picture that is unique in its kind and has its own inherent color shades. However, any business is profit-oriented, and therefore there is a seller and a buyer in its chain. It is this fact that allows the market to intervene in the creative process of an entrepreneur and subject it to its laws, namely, to decide on the main types of his business. I think we can move on to the definition:

There are three main types of business: trade and commercial activities, provision of services and production of products.

Whatever you do, no matter what clever schemes you come up with, in the end, your activity will still be tied to one, two, or all three main types of business at once. I propose to consider them in detail and identify their advantages and disadvantages.

Trade and commercial activities

Trading activity involves the direct sale of finished products to end consumers or intermediaries (dealers). This type of business is ideal for people with a commercial streak. Actually, its main appeal lies in the fact that apart from being able to sell well, an entrepreneur does not need to know anything else. In addition, there are a lot of areas in trading that can be “raised” with zero capital. It is clear that it will not be possible to open a store or retail chain without investments, but there is also prepayment trading, intermediary activities - all this, if desired, can be carried out without investing your own money.

At the same time, trade and commercial activity also has its disadvantages. For example, it will not be possible to satisfy a buyer who wants “the exact same horse, only without wings” or “the same robe, but with mother-of-pearl buttons.” In the product range, the main tone is set by the manufacturer, and the seller dutifully sells his products and applies the art of persuasion to his potential buyers.

Provision of services

If you don’t have a commercial streak, you can try your hand at providing services. The more important thing here is not to be able to sell yourself, but to be able to do your job well. People line up to see a good shoe repairman. Moreover, I want to note that they do not need to be convinced of anything and persuaded to turn to this particular master - people themselves want to become his clients. In fact, the master’s hands are his sales manager.

This business is full of areas in which you can get involved with little start-up capital. Naturally, there are also financially intensive types of services, for example.

Among the shortcomings, I would like to note that some topics require staff qualifications. If the director of a trading company can recruit sellers to his stores, focusing solely on their external data and form, then the director looks at the professional qualities of the applicants. But finding a good specialist can be difficult, and training young people is expensive...

Product manufacturing

Manufacturing is a very interesting and, in a sense, troublesome topic. On the one hand, the manufacturer has in its arsenal all the tools that can satisfy the demand of even the most sophisticated buyer. On the other hand, opening a production facility requires significant financial investments in equipment, raw materials, as well as in the life support of all areas of the production process. In general, this topic is troublesome, but with the right approach it can be very profitable.

In addition, I would not unequivocally say that it is impossible to open your own production without huge start-up capital. It all depends on the scope and scale of the business. So, more optimism, friends!

So, we have looked at the main types of business. Now I propose to understand in more detail.

Some people believe that having money is a shame, others, on the contrary, believe that it is a shame not to have it. What do you think about this? How to achieve success and prosperity in life?

What is business

The word “business” is familiar to everyone. For many Russians today, business has become the main activity; some do it in their free time from their main job or study.

Business (entrepreneurship) is an activity aimed at making a profit.

According to Russian laws, every citizen has the right to freely use their abilities and property for business activities. The business formula is simple: you invest money in a business and upon completion, you get it back, but with a profit. This is probably where the expression “making money” comes from.

Do you think any “money making” can be considered a business?

A person engaged in business (businessman, entrepreneur) is distinguished by knowledge of his business, courage, initiative, and willingness to take risks in order to make a profit. There are always those in society who, despite difficulties, are ready to invest money in a new business.

There are various ways to start your business. For centuries, merchants from different countries bought cheap goods in one place and took them to places where they were more expensive. They were not afraid of difficult paths: waterless deserts, treacherous seas, robbers and pirates. Let us recall, for example, the spice traders who, in search of profit, discovered new continents.

Later, the initiative in business passed to those who owned workshops or factories.

A typical figure of the capitalist era has become a man who has his own business. He strives to achieve success by releasing new products, providing services, and profitable trade. Entrepreneurs began to build factories and factories, build new trade routes, improve communications, and open banks.

Business is characterized by a variety of relationships - between producers and consumers of goods, business owners and employees, firms and the state. The terms of interaction, rights and responsibilities of business participants are regulated by contracts, laws and determined by business ethics. In an honest business, the parties agree on rules of behavior and try to comply with them, and entrepreneurial success is associated primarily with moral and ethical, and only then financial aspects (“... I am the only manufacturer of such a product” or “... no one believed that I can organize this production").

Business has an attractive power not only due to personal gain. Entrepreneurship develops such valuable personality qualities as independence and responsibility, prudence, efficiency, the ability to relate one’s desires to the desires of other people, and goals to the means of achievement.

Having started his own business, a person gets a chance to build it from the very beginning, become financially independent, independently control his own destiny, and bring real benefit to society.

However, real relations in this area are often far from ideal. In practice, we have to deal with the desire of businessmen for easy money, dishonesty, and indifference to public interests. But life shows that businessmen who do not have knowledge and experience, who neglect business ethics, are being replaced by professional entrepreneurs who competently and honestly conduct business for the benefit of themselves and for society as a whole.

Entrepreneurship plays an important role in the economy; it is closely related to solving its main problems. Everything that an entrepreneur produces (goods, services) is inextricably linked with people’s livelihoods and is intended for consumption by society. Therefore, it is important that the state and society as a whole help business and create conditions for its development.

Types of business

The activities of entrepreneurs vary in content. The following types of business can be distinguished: manufacturing, trading, financial, insurance, intermediary. Let's look at the most common of them.

The basis of industrial entrepreneurship is the production of various economic products needed by consumers. A manufacturer needs to know and be able to do a lot of things in order to organize efficient production. As a rule, he needs to spend a lot of effort to achieve success. But, despite all the difficulties, this type of entrepreneurship is very important for the economy and society as a whole.

The history of the development of entrepreneurship testifies to the connection between manufacturing and trading business. For example, from time immemorial, products made by artisans were sold.

The basis of trade entrepreneurship is the purchase and sale of goods. Profit is formed according to the scheme already familiar to you as the difference between revenue and costs. Costs include wages for sellers, delivery and storage of goods, maintenance of retail premises, etc. The merchant acts according to the rule: bought cheaper, sold more expensive.

A special type of business is financial entrepreneurship. An example would be an entrepreneur lending money for a certain fee. This activity has deep historical roots (remember the activity of moneylenders, known since the times of Ancient Greece).

In subsequent sections of the Social Studies course, you will learn about other forms of financial entrepreneurship (banks, stock exchanges, etc.).

Think about how a financial businessman's profit comes about. What do the expressions “put money into circulation”, “give money into growth” mean?

All types of business are closely related: manufacturing is followed by trading entrepreneurship, both require funds and are thus related to financial entrepreneurship. Often one entrepreneur is a participant in all three types of business, which undoubtedly affects the results of his activities.

An example of a successful combination of its main types of entrepreneurship is the activity of the Italian Medici family. Members of this family in the 15th century. in Florence they organized the production of cloth, mining, launched trade and money transactions (offered cheap loans to people of average income). They didn’t just accumulate money, but found diverse uses for it (they placed generous orders with architects and painters).

Business forms

We can talk not only about types, but also about forms of business, which differ in methods of organization, ownership of the resources used (for example, public or private), and the number of participants. Property is the ownership of economic goods (both material and intellectual) to certain persons (individuals, organizations, enterprises, the state). The owner has the right to own, use and dispose of these economic benefits.

Individual business

The variety of business forms depends on whether the entrepreneur works independently or unites with other entrepreneurs, uses only his own property or also attracts the property of other persons, uses his own labor or the labor of hired workers. The following forms of business organization are common: individual enterprise, partnership and joint stock company.

An individual enterprise is an enterprise that is owned and managed by one person (he is the only owner, but has the right to hire other workers). Due to the ease of creation and management, it is the most common form of business. However, the entrepreneur is personally responsible for the success or failure of the enterprise and is limited in his ability to increase funds.

Meeting of the company's board of directors

A partnership is a voluntary association of two or more people to organize their own business. Participants combine their property, abilities and, while managing the enterprise, bear collective responsibility for the results of its activities.

A joint stock company is an enterprise whose owners are the shareholders. In terms of the number of participants and the size of the pooled financial resources, this is the largest enterprise. It is the most expensive and complex to organize, but has great opportunities for increasing funds and expanding the scope of activity.

Let's check ourselves

1. Why do people do business?
2. What is the role of entrepreneurship in economic development?
3. Name the different types of business. How are they interconnected?
4. How to make a business successful and make a profit?
5. In what forms can a business be organized?

In the classroom and at home

1. Select examples of enterprises engaged in various types of business activities based on materials from newspapers, magazines, and the Internet.
2. Complete the sentence: “An enterprise created by pooling the own funds of several participants for the sake of jointly conducting a business is called...”.
3. What type of business does the following activities belong to: transportation of goods, provision of credit, purchase of a batch of computers, production of newspapers and magazines, delivery of fruit to the store, warranty repair of a washing machine, sale of vegetables grown by oneself? Present your answer in the form of a table. Complete the table with your own examples of different types of entrepreneurial activities.
4. Organize a class discussion on the topic “Is it profitable to be an honest businessman?” Options for discussion questions: What determines success in business? Is it related to the amount of profit received? What are the conditions for effective business relationships? Is it fair to say that a businessman who does nothing but make money is the worst type of businessman? Should an entrepreneur feel responsible to society? How to combine personal interest and common benefit? Should we heed the saying, “Success that harms others is failure”?
5. In your city (village) there are business people who have not only achieved personal success, but also help its economic development. Prepare a story about them.
6. This is how the famous American businessman John Rockefeller admonished young people in his book “The Art of Getting Rich”: “When choosing a vocation in practical activity, leave the solution to your first thought: where can I settle down so that I can most actively use my strengths for the benefit of society? Where will my work in the interests of the same society be more effective? With these thoughts, enter practical life, and your first steps in it will be the first steps towards success!.. That person has the right to count on the greatest success in life who has shown the greatest merit to the world. Commercial enterprises that serve the masses will always provide income; useless enterprises do not and cannot succeed.” Can we agree with the author that the absence of selfish goals paves the way to success? Explain your answer.

Learning to create your own business

Entrepreneurship is for the young. American scientists claim that entrepreneurial abilities are revealed at the age of 13-19. Imagine that you have decided to organize your own business. First of all, you need to choose a form of entrepreneurship: a sole proprietorship (it is enough to use your own labor) or a collective one (you will have to look for partners). Then you need to choose the type of business. Here are some options: raising rabbits at home (production business); grow flowers (industrial) and sell them on the market (commercial); disseminate information about the goods and services of small firms (intermediation); provide photography services (production). After assessing your capabilities and interests, try to make a choice. There are no recipes that guarantee success, but some advice should be heeded.

1. When choosing a type of business, carefully study the product or service that will become the subject of your activity.
2. When choosing a business form, assess the scale of future activities. For example, some types of trading business, intermediation, and farming can be done by a sole proprietorship. In most cases, it is impossible to do without partnership (partnership).
3. When choosing a type of business, evaluate your financial capabilities. Industrial entrepreneurship tends to be a collective form of business. Certain types of trading business are also feasible in an individual form.

All types and forms of business represent relationships between all market participants regarding their goal of generating profit from the use of their own capital. Business itself is an initiative economic activity, which is provided with one’s own or borrowed funds and is implemented at one’s own peril and risk, setting as the main goals making a profit and further development of the business.

Characteristics

Considering business forms as capitalist relations, we can highlight several of their characteristic features:

• the presence of start-up capital that is invested in a specific business;
• the presence of a targeted nature of investing start-up capital in the form of generating income on invested funds;
• formation of certain relationships with other market participants regarding the use of invested capital, including both initial and subsequent ones.

The various economic relationships affecting several individuals engaged in business are so complex and multifaceted that it is almost impossible to define any clear boundaries in this industry. It is for this reason that it includes various forms of business and is today considered as a legal concept. This is always a legally formalized type of human activity, carried out within one of the forms of management defined by law.

Structure and objects

The main objects of business are sole owners of capital, completely free in their market actions, who are individuals, as well as owners and proprietors of entire enterprises, called legal entities. Today, in countries with developed market economies, there are hundreds of thousands of people who, individually or in groups, risk their own capital, regularly opening more and more new businesses. It is worth noting that quite often one can notice how various forms of business are wrongfully confused with the concepts of “commerce” and “entrepreneurship”.

Any family business or other forms represent a certain type of activity in the field of social production that brings income to its owner or some other personal benefit. However, not everyone understands that economic activity can be carried out in the field of both material and intangible production, as a result of which it would be more correct to divide this concept into:

• entrepreneurship, which is economic activity in the field of material production;
• commerce, which is an activity in any intangible sphere.

The result is considered to be various material goods, while it represents the provision of various services.

Forms

Group, independent and family businesses can be carried out in three main forms:

• partnership;
• private or individual entrepreneurship;
• corporations.

Private enterprise

In the vast majority of cases, business in Russia and many other countries of the world belongs to this form, in which only a certain person who simultaneously performs the functional tasks of a manager is considered as the owner. At the moment, this is the most common form, which is typical for service enterprises, farms, small shops, as well as professional medical, legal and many other types of activities.

Partnership

A partnership is a business in which there is more than one owner. The main advantages of such interaction are that such a business in Russia and many other countries is much easier to implement, since the union of several people ensures a merger of capital and joint ideas. If we talk about the shortcomings, then it is worth highlighting several main ones:

• ambiguous understanding of the main goals of the company by all its participants;
• limited availability of financial resources;
• the difficulty of determining the exact share of each participant in the loss or income of the enterprise, as well as in the possible division of property.

Corporation

A corporation is a certain set of persons who decided to unite to conduct joint business activities as a single legal entity. Large and medium-sized businesses include a huge number of such forms, and the right to property here is divided depending on the availability of shares. It is for this reason that the owners of such organizations are usually called “shareholders,” while they themselves bear the name of a joint-stock company. It is worth noting the fact that the owners in this case have limited liability for debts, which is determined depending on their own contribution.

Among the advantages of this form, it is worth highlighting the presence of practically unlimited opportunities in terms of attracting monetary capital through the sale of bonds and shares, as well as the division of the rights of all shareholders into personal and property. However, there are a number of disadvantages:

• the presence of double taxation of that part of the organization’s income that is usually paid as dividends to each owner of shares: the first is calculated as part of the company’s profit, while the second represents part of the personal income of the owner;
• quite favorable opportunities for committing various economic crimes, which is most often expressed in the possibility of issuing and further selling shares that in fact have no real price.

Among other things, the disadvantage of this form of business is the separation of control and ownership functions. Large and medium-sized businesses of this form involve dispersing shares among a sufficiently large number of owners, as a result of which control is separated from each other. Each owner in this case is interested in receiving the maximum possible dividends, while managers try to minimize them for further use in circulation.

There are also a lot of other disadvantages of corporations, but, one way or another, their advantages significantly prevail over all these disadvantages, and therefore this form of business continues to be quite widespread to this day.

Main types of business

The activities of the vast majority of business entrepreneurs have a fairly large number of similar features, but still there are many more differences, and this is due to the fact that in different types of business different situations arise associated with certain risks and competitive advantages. In the process of implementing all of the above, entrepreneurs are trying to create their own mechanisms for the successful operation of a particular business. In other words, in each individual case a unique business project and special methods for its implementation are used.

You can also find a fairly large number of differences in the mechanisms used for legal regulation of modern entrepreneurship. It is worth noting that different business projects are also taken into account here, and in order to better study them, businesses are divided into several types depending on the size and specific industry.

Industrial

This type of business is considered leading today and is distinguished by its main function in the form of organizing the production of certain products. This includes various companies involved in the production of clothing, cosmetics, perfumes, pharmaceutical products, as well as a host of other organizations. Today, production is the most common, but at the same time the most complex type. However, such a business in Moscow and other Russian cities is a platform that forms the country’s modern market economy. Within the boundaries of such a business, raw materials are converted into products ready for subsequent sale.

Conducting such a business is impossible without the entrepreneur purchasing a certain number of production factors. To manufacture goods, you need to use certain working capital in the form of working space, necessary materials, as well as various instruments and other equipment. Also, do not forget that such a business in Moscow, as in any other city, cannot be carried out without knowledge of the appropriate technologies, and fixed assets purchased by an entrepreneur almost always have a fairly long service life, as a result of which one should not rely on , that their cost will already be transferred to the finished product during one cycle. All this leads to a rather long-term freezing of the owner’s financial resources.

In addition to raw materials, an entrepreneur who decides to open a new business of this type must spend money on attracting labor, delivering all the necessary materials, as well as renting or purchasing warehouse space in which they will be stored. Also, do not forget about warehouses for finished products, carrying out all kinds of repair work, regular training of workers and many other things, most of which are initially impossible to calculate and identify.

The main disadvantage of such a business is that each business enterprise takes a long time to pay off and brings real profit much later than other types. That is why this type of activity is often supported by the state.

Commercial

The basis of a commercial business is the purchase and sale of various products. In this case, entrepreneurs open a new business as merchants or traders, selling goods purchased at a particular production site in wholesale quantities. Pharmacy chains, online stores, retail points of sale in the city, gas stations - these and many other organizations represent commercial activities.

At the same time, you need to correctly understand that during the journey from producer to consumer, the product does not change in any way. Thus, consumers quite often do not think about how best to deliver the desired product from the manufacturer, and the business store presents all products with maximum convenience. It is worth noting that the businessman faces not only the fact that he can earn on the difference between the original manufacturer price and retail sales, but also the risk of risks associated with price fluctuations or changes in demand.

This type of business is the simplest and most straightforward when compared with manufacturing and many others, and its main advantage is the ability to create and promote it as quickly as possible. With Internet access today, the issue of advertising and attracting consumers is resolved almost instantly. An initially created “local” business can later be developed without problems to the regional or state level, and general consumer goods can even be sold all over the world. This is why such business ideas with minimal investments are so widespread.

It is also impossible not to say that commercial activities are characterized by fairly high profitability. Around the world, approximately 10% of business profitability depends on production, while the commercial side of the issue affects 30% or more. The risks of such a business appear only in high dependence on market conditions. The effectiveness of conducting commercial activities requires the presence of certain knowledge of the intricacies of marketing, public speaking talent and other important qualities.

Financial representation

Financial business is rightfully considered a special type of entrepreneurship, since the sphere of activity here is loans and cash flows. Such a business is entirely based on banking, insurance and venture capital, and the competence of financiers can often be found in transactions with foreign currencies and securities. This area is completely occupied by brokers and dealers. Entrepreneurs-financiers earn money by carrying out various financial transactions, as well as by receiving dividends and interest. Examples of this kind of business are known to everyone: banks, brokerage houses, etc.

In the modern world, such a business is considered to be the most risky, and it is for this reason that there is such strong government regulation that only a few manage to “survive”. In the vast majority of cases, firms operating in the financial environment are major players with serious competitive advantages:

• flexibility;
• the ability to quickly accumulate resources;
• fairly high mobility of resources;
• interaction with international financial markets.

Thus, today almost every person can open their own business if they are confident enough in their abilities and have a certain start-up capital. At the same time, you don’t have to worry much about the latter lately, since if you have a full-fledged business plan, today you can easily get a loan from any bank in order to open a small online business or even a small enterprise.

Entrepreneurship is a very attractive activity in the eyes of the majority of the population of our country: the opportunity to organize your own business from scratch and receive income that depends only on your own efforts can seduce everyone.

There are a huge number of enterprises operating in Russia and abroad, varying in scale, type and form of organization.

Classification

In modern economic theory, it is common to divide all business enterprises into four main groups:

• Companies producing goods and services.
• Developing commercial business.
• Carrying out activities in the field of financial transactions.
• Engaged in the provision of consulting services.

Each type is most effective under certain economic conditions and has its own set of advantages and disadvantages.

According to the forms of business, all enterprises created for the purpose of making a profit can be divided into the following categories:

• Individual entrepreneurs (IP).
• Owners' associations ( and ).
• Joint stock companies (public and non-public).
• Limited liability companies (LLC).
• Production cooperatives.
• (KFH).

You can learn more about these forms from the following video:

Brief description of activities

• Manufacturing enterprises. Companies that make a profit by implementing a full or partial cycle of production of a certain type of product and its subsequent sale are the main engine of the economy of any country. According to research data, the greatest profits are received by organizations in the real sector of the economy, the absolute majority of which are manufacturing enterprises. In addition, it is their employees who give the world most of the innovations that can be patented as know-how, which promises management high income. If management was able to correctly research the market and correctly find a product niche, the organization will receive a stable income even during recessions and structural changes in the national or global economy.
• Commercial firms. The field of activity of such companies is various intermediary trade relations (exchanges and other platforms for selling products). Entrepreneurs who take this type of business as a basis can receive very high incomes during times of a stable economy due to the large margins that arise on resale. However, recessions primarily affect such organizations: since they, with rare exceptions, do not produce any products, they have to sharply reduce the percentage to retain customers, which leads to a drop in profit levels.
• Financial enterprises. Firms engaged in financial activities are divided into banking institutions, auditing, leasing and insurance organizations. With the right approach to management, management can generate very good profits, but the impact of crises and downturns in the economy of even a particular region can have a very serious impact on their well-being. Risk diversification can help avoid a significant reduction in the size of the budget and bankruptcy; more and more financial organizations are coming to the idea of ​​the need for this as the economic situation worsens.
• Consulting companies. Since many novice businessmen who decide to open their own business do not know many of the fundamental principles of economics and legal regulation, the activities of consulting businesses can bring in very good income. In order to successfully develop and increase revenue from clients year after year, management must constantly search for and invite specialists in various fields of law and economics to the staff.

Brief description of the main legal forms

• Individual entrepreneurs. Individual entrepreneurs are the smallest possible form of business: with this method of organizing activities, all decisions on financial, production, investment policies and development strategies are made by one person - the founder. The advantage is that a businessman is free to completely independently determine the vector of development of his enterprise. Disadvantages include restrictions on the maximum amount of capital and liability for obligations with all your personal property.
• Partnerships. They are a collective business in which all owners have equal rights to the company’s property and equal responsibilities. The advantages are the possibility of declaring a large authorized capital and distributing responsibility to all partners in equal shares. The negative aspects of the partnership include some limited financial condition (not all owners can afford to make a significant contribution to the authorized capital) and the possibility of disagreements and contradictions arising between the owners when resolving issues important for future activities.
• Joint stock companies. These are enterprises whose property rights belong to shareholders (the share is determined in proportion to the number of shares held by each owner). JSCs have virtually unlimited scope for development, however, organizing a company with this form of management is a rather complex task, the solution of which will require specialists in various fields.
• Limited liability companies. The main difference between an LLC and other forms is that all participants limit their risks to the size of the contribution made in, the amount of which must be specified in. From one to fifty people, who are both Russian and foreign citizens, can take part in the activities of an LLC. Other legal entities may also be allowed to participate in this process.
• Peasant (farm) farms. Peasant farms are a relatively new form of business organization (the first formations of this type were registered in the USSR in 1989). They are created mainly in rural settlements by residents who jointly own certain property and jointly carry out any activity. The head of the farm must be, and the form of business itself is a private unitary enterprise, which, if the participants wish, can be transformed into a legal entity.

When you get tired of working for your “uncle”, and your own workplace does not evoke positive emotions, thoughts come to mind about starting your own. Indeed, it would be quite nice to work for yourself, for your favorite business with full dedication. A number of questions immediately arise: “What should we actually do? What kind of business should I open?” are enormously varied, and I really want my favorite business to bring profit.

We will not talk about the oil and gas business or the establishment of large financial institutions. Let's consider what an ordinary person with a small start-up capital can open. So, we present to your attention profitable types of business available to non-lazy citizens:

1. Services

This is characterized by the fact that you do not need to sell any goods and fool around with the purchase of batches of goods, their warehousing and logistics. Providing services is the most universal type of activity today, allowing you to get maximum results at minimal costs. Let's look at the most profitable of them:

When providing small services, you should remember that the more points around the city with your services, the better for you. And don't forget about advertising. Don’t be greedy to spend money on it, otherwise the influx of new customers without advertising will be very low.

• Craft. The practice of past centuries is again gaining popularity among the population. People with talent for carpentry, sewing, drawing, knitting, turning, cooking and other crafts can turn their favorite hobby into a profitable business. If your work is truly amazing, then in the near future you will be able to make a small fortune for yourself from your hobby. At the beginning of your business, sell your goods via the Internet (specialized websites, social networks, forums) or agree with some store that it will sell your goods for a certain percentage. This type of business will initially bring in a small income, but it all depends on your imagination and efforts.

2. Trade

If you don’t have enough imagination, but you want to be the master of your wallet and destiny, then the easiest way is trading. Before deciding what to sell, it is better to analyze the market to identify competitors and demand for a particular product. Success factors:

• demand for the product;
• availability of suppliers;
• affordable price;
• advertising;
• service;
• convenient location of the department.

This is the easiest to organize; it can pay for itself in a short time. But this will only happen if you choose your area of ​​activity correctly.

In the field of entrepreneurship, the most important thing is to have a great desire to work. And funds can always be found. Therefore, if you decide to remove the shackles of a “hired employee”, then only forward and not a step back!