Small Business Assistance Program. Financial assistance at your own expense from the state

In each region of our country there are programs that provide various subsidies, compensations, benefits and other types of assistance. What forms of state support for entrepreneurs exist and how to use them? We will talk about this in our article.

To date, the most popular programs to help small businesses are:

business start-up subsidy for the unemployed;
business development subsidy for start-up entrepreneurs;
surety under credit and leasing agreements;
compensation of part of the interest on loans;
reimbursement of part of the costs under the leasing agreement;
issuance of loans at reduced rates;
reimbursement of expenses for participation in exhibitions and fairs;
tax incentives for start-ups and existing entrepreneurs.

Let's consider all these types of state support in more detail.

Start-up subsidy for the unemployed

If you are unemployed and want to try your hand at business, at first you can be helped by a subsidy from the employment center in the amount of 58,800 rubles. This type of state assistance is provided to unemployed citizens free of charge. In order to receive a subsidy, you need to contact the employment service at the place of residence, register for unemployment, write and defend a business plan. In some employment centers, you will additionally need to undergo a short training in the basics of entrepreneurship and psychological testing.

It's best if your future business will have a social focus and you will create one or more jobs. For example, you will be engaged in the manufacture of folk art products. Business ideas related to the production or sale of alcohol, the opening of a pawnshop, network marketing. After defending the business plan before the commission and if it is approved, you conclude an agreement with the employment center to receive a subsidy. Please note that an individual entrepreneur or LLC should be registered only after the conclusion of the contract. It is necessary to follow this procedure, since the contract is concluded with you as an unemployed person, and not as an entrepreneur or legal entity.

Registration costs are also reimbursed by the state. Reimbursement is transferred after the fact, that is, you must pay for registration at your own expense, and then submit documents on payment to the employment center.

The amount of the subsidy may increase if you hire one or more unemployed people who are also registered in this employment center (+58,800 for each employee hired). This program is for sole proprietors only.

Within three months of receiving the grant, you must confirm that the funds have been spent in accordance with the approved business plan. If your business “holds on” for less than a year, the money will have to be returned to the state.

Subsidy for start-up entrepreneurs

For business development, you can get a more significant amount - 300,000 rubles (500,000 rubles for Moscow entrepreneurs). In order for you to be provided with such a subsidy, at least a year must pass from the date of registration of your individual entrepreneur or LLC. The money is issued after the protection of the business project, but on the terms of co-financing, that is, you invest 50-70% of your own funds, and the state compensates for the rest of your business development costs. You can spend the subsidy on the purchase of equipment, equipping jobs, purchasing raw materials, paying rent. Another condition for granting a subsidy is that your company does not owe taxes and insurance premiums. Irrevocable loans are most often issued to entrepreneurs who carry out socially important activities - they are engaged in consumer services, work in the field of education, healthcare, etc. For the spent public funds will need to report in detail. You can find out all the details in the authorities local government or business support funds in your area.

Guarantee under credit and leasing agreements

Almost every region has guarantee funds that can become guarantors when an entrepreneur issues a loan or concludes an agreement with a leasing company. Such a guarantee is an additional advantage when obtaining a loan. For the service, the fund will have to pay 1.5-2% of the guarantee amount, which, as a rule, is 30-70% of the loan amount.

How to use the Guarantee Fund:

Find out the requirements for borrowers on the fund's website or by phone.
If you meet them, then specify which banks are partners of the fund. Select the bank you would like to borrow from.
When contacting the bank, indicate that you would like the Guarantee Fund to act as your guarantor.
If your loan application is approved by the bank, then together with the bank you need to prepare documents and an application to the guarantee fund.
If the fund decides positively, a tripartite guarantee agreement is drawn up.
You receive a loan and pay for the services of the guarantee fund.

The Guarantee Fund must be located in the same region where your business is registered.

Compensation of part of interest on loans

If you took a loan for business development in one of the Russian banks, you can compensate for part of the interest on the loan at the expense of the state. The amount of the subsidy depends on the current refinancing rate and the size of the loan. This type of support is valid in almost all regions and covers most activities.

Reimbursement of part of the costs under the leasing agreement

Another popular type of government assistance to small businesses is the compensation of part of the payments under leasing agreements. If you are leasing production equipment or transport, then you have the opportunity to return part of the funds. The maximum amount differs depending on the region: for example, in Moscow it is up to 5 million rubles. For more information, contact your local small business development department or business support funds in your area.

Issuance of loans at reduced rates

In many subjects of the Russian Federation, there are microfinance programs for small businesses that enable entrepreneurs to receive loans and short-term loans on favorable terms. As a rule, the loan amount is from 10 thousand to 1 million rubles for a period of 1-3 years. The interest rate varies from 8 to 10%. Loans at a lower rate - 5%, some regions provide to entrepreneurs who work in the manufacturing or agricultural sector, provide domestic services, that is, they are engaged in socially significant activities. In some cases, you can get a larger amount - up to 5 million for more long term- up to 5 years.

To get a loan, contact the business support fund in your region. There you will be told what requirements the borrower must meet, what documents and possibly collateral are required to obtain a loan. Based on the documents and collateral provided, the fund's specialists will make a decision on issuing or refusing to issue a loan.

Reimbursement of expenses for participation in exhibitions and fairs

This type of state support for small businesses will allow you to reduce the cost of participation in exhibitions and fairs, that is, take the opportunity to present your product to a wide audience, find customers and partners, and exchange experience. The state can pay two-thirds of your participation in such events - rent and delivery of equipment, registration fee. Travel, accommodation and food expenses are not reimbursed. The grant is granted once during the current financial year. The amount of the subsidy is from 25,000 to 300,000 rubles, depending on the region.

Tax incentives for start-ups and existing entrepreneurs

From January 1, 2015 to December 31, 2020, the regions have the right to set a zero tax rate for 2 years for first-time registered individual entrepreneurs. This applies to entrepreneurs on the "imputation" and patent, who work in industrial, social, household or scientific field. For example, in 2016, "tax holidays" operate in the Bryansk, Voronezh, Kostroma, Kursk, Lipetsk, Moscow, Omsk, Tula and many other regions.

Also, since 2016, as anti-crisis measures to support small businesses, in some regions there are reduced tax rates for entrepreneurs on the simplified tax system - from 1% and UTII - from 7.5%.

Other forms of state support for small businesses

In all regions of our country, training and advanced training of small businesses is carried out, which includes a variety of trainings, seminars, conferences. For any questions that inevitably arise both for beginners and for those who have already been doing business for more than one year, you will be consulted professional accountants, lawyers and other professionals. These services are provided free of charge.

How can I find out about support measures in my city?

A detailed description of support measures can be found in the SME Business Navigator, a free resource for entrepreneurs. Here is a database of all state and municipal organizations that support small and medium-sized businesses in your region.

If after reading the article you still have any questions, ask them in the comments.

Currently, assistance to entrepreneurs is provided throughout the country. The state is interested in supporting business. After all, businessmen create new jobs. However, those businessmen who have just opened their own business, or are just planning to open it, experience many difficulties. The state offers assistance to entrepreneurs. What is it?

What is state assistance in opening an IP

So, the state offers assistance to entrepreneurs, what can they expect? First of all, a novice businessman can count on grants and subsidies. Of course, for an entrepreneur material aid, loans and grants is very important. Programs have been in place for a long time that help the unemployed become an individual entrepreneur. For this you need to be unemployed.

In order for the unemployed to be able to open his own business, he must apply to the employment center and obtain the official status of an unemployed citizen.

There is a program that offers a subsidy of 60,000 rubles. Of course, the amount is small, but it is quite possible to get it. What needs to be done for this?

Register at the employment center as unemployed.
Submit an application stating your intention to open your own business and create jobs.
Complete a short training, which will tell you how to register an individual entrepreneur, what is tax assistance to an individual entrepreneur.
Create a business plan and get it approved by the commission.
After registering an individual entrepreneur, you receive a subsidy in the amount of 60,000 rubles for starting your own business.
Report that you spent the money for the intended purpose.

You can’t do without some red tape, and the amount is not large, but the training that you will be offered will be useful.

What are grants for start-up entrepreneurs

In addition, businessmen who decide to open a business in one of the priority areas can receive a grant. The amount of the grant will be 300-500 thousand rubles. However, in order to get it, you need to win the competition, where the competition is quite high. But if you take it seriously, you can get a subsidy.

Priority directions:

development of a socially significant direction;
industrial production;
Agriculture;
education;
the medicine.

This is not the whole list of areas that are the highest priority for the state.

In addition, assistance in obtaining an individual entrepreneur can be not only material, but also non-financial. Today, there are business incubators that provide other equally important assistance. You can:

rent an office space at a bargain price;
analyze and evaluate the project;
get advice on modern taxation and choose the legal form.

However, not all start-up entrepreneurs turn to the state for help. Of course, the size of subsidies and grants is small, and it is quite difficult to get them. But the support of a business incubator can also be in helping to get a loan from a bank.

What are start-up subsidies?

Do successful start at the beginning is very important. After all, the future of your business depends on it. State financial support for individual entrepreneurs is a small amount of funds that are provided free of charge and irrevocably. Subsidies allow you to fully or partially compensate for the cost of equipment, launch a new enterprise.

There are several forms:

target one-time payment,
warranty programs,
allocation of benefits to the enterprise,
participation in various funds.

What is the amount of the subsidy for a start-up entrepreneur in Moscow

On the territory of Moscow, subsidies are provided for start-up businessmen who are aimed at specific goals. The IP is entitled to receive:

25,000 rubles is assistance in opening an IP. It can be received by an unemployed person who has a status in an employment center;
60,000 rubles - if a former unemployed person employs an unemployed person in his new company;
If a citizen has no work experience, a disabled person or a single mother - 300,000 rubles (however, only a Muscovite can receive such a subsidy. Residents of the Moscow region can only receive assistance of 60,000 rubles).

Why does the government help entrepreneurs?

So, the state is interested in the successful development of small business. It offers a variety of types of assistance to novice businessmen, and completely free of charge. Recall that since 2007, the law “On the development of small and medium-sized businesses in Russia” has been in force in Russia. The role of small and medium business in the economy of any country is very important. It is not only a way to earn a living, but also a job creation.

However, the amount of subsidies in different regions that can be allocated to a start-up businessman can be very different. As a rule, in order to receive a grant, you need to withstand serious competition. However, it is not just money, but also whole complex measures that are aimed at facilitating the process of starting a business and its development at an early stage.

There are several types of subsidies that are targeted at small businesses:

cash;
preferential terms for renting offices and premises for business;
preferential interest on a bank loan;
grant system.

Subsidies are allocated not only from federal budget but also from the local municipality. The size and volume of assistance to a businessman can be very different. Of course, for 200-300 thousand to open and "promote" a business in Moscow or in the Moscow region is quite problematic. But in the regions, these are big funds. In order to apply for a subsidy, you need to contact the local center that supports entrepreneurs.

The priorities for the state are:

housing and communal services;
transport and construction directions;
production;
public service;
youth programs;
handicraft production;
sport, education, culture.

As you can see, trade is not on the list of priority areas. Therefore, get help to open another outlet it will be quite difficult.

Receiving a subsidy at the employment center is possible only once, and on the condition that you could not find a suitable job. But the employment center is not the only instance that can provide assistance. You can contact your local government. However, the competition here is more serious. Different regions have different programs that are aimed at supporting individual entrepreneurs.

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It has long been proven that the economic success of the state depends on the well-being of the people. State assistance in opening a small business is aimed at improving the economic situation of each particular family. The more entrepreneurs in the country, the less unemployed, the higher wages and the lower the poverty rate.

In 2019 Government Russian Federation will continue to support citizens who decide to start their own business. What does state assistance to small businesses include, and what categories of citizens of the Russian Federation can count on it? What actions should a citizen take to become an object of state support for small businesses.

Let's start with the fact that the peculiarity of subsidizing is the gratuitous provision of funds for targeted use. Its advantage is that when the conditions of the program are met, nothing needs to be returned.

The process also has a drawback. These are the conditions. There are many and they don't always fit. ultimate goals entrepreneur. You will have to choose: to refuse help or to receive it, but to abandon the original ideas.

You can only get help for:

purchase of intangible assets;
opening a company;
the acquisition of goods that will be further sold, as well as the acquisition of equipment;
training of specialists;
obtaining a license;
purchase of space for business development, etc.

Allocating funds for the development and opening of small and medium-sized businesses, public services ensure that financial assistance is used for its intended purpose. If this is not the case, the entrepreneur will be held liable. The amount received will have to be returned.

Help for small businesses: who can count?

The state helps start-up entrepreneurs and businessmen who have been afloat for some time and intend to modernize or expand the enterprise.

It is important to choose the right area of activity, since many types of assistance are aimed at developing a certain segment.

A business entity counting on state assistance must:

be entered in the register of support recipients;
pass the competition.

Those who intend to receive a subsidy will be evaluated according to the following criteria:

budgetary efficiency, or a tax perspective, how much deductions will subsequently be made to the state treasury;
social significance of the opened case;
the number of jobs to be created.

Points are assigned for each item. The applicants with the highest number receive assistance to start or develop a business.

Assistance to small and medium businesses: types

In 2019, there are the following types assistance provided to small businesses:

to promote innovative products on the market that have become the result of scientific and technical research;
accounting outsourcing;
business incubators - this includes training in the basics of doing business, assistance in expanding production facilities and compiling business plans;
in the retraining of a novice businessman;
for representatives of socially unprotected strata of society;
compensation of overpayments upon return of credit funds;
to open a small business;
for the purchase of fixed assets;
entrepreneurial grants for start-ups.

Each type of subsidy involves the provision of documents justifying the need for state assistance.

money from job center

This type of assistance is also called self-employment grants. The goal is to reduce unemployment and informal employment.

At the beginning of 2019, the amount of the subsidy is 58,800 rubles. You can get exactly the same amount for each created workplace at your own enterprise.

There are restrictions. Not issued:

retired citizens and persons under the age of 16;
full-time students;
already existing IP;
LLC founders;
disabled people of non-working disability groups;
mothers on maternity leave;
working under an employment contract;
who refused to work provided by the employment center.

To receive a grant, you must first register at the employment center as unemployed.

Start-up subsidy for the unemployed

To apply for this type of financial support, you must provide:

statement;
information about the presence of a bank account for receiving transfers;
business plan.

In some areas of the Russian Federation, you will have to undergo training in advance. After receiving the answer, if it is positive, the applicant receives the requested funds, which he is obliged to report on in due time.

Subsidy for start-up entrepreneurs

In order to receive a grant for the development of individual entrepreneurship, you must have a certain amount.

The Support Fund is ready to allocate up to 500,000 rubles. As in the previous case, a business plan is required.

Candidates are required to:

no more than 2 years of business experience;
passing special business courses;
the direction of the case, not related to the areas: financial, insurance, resale and mediation;
lack of debt;
creation of jobs for a certain number of workers.

As part of the provision of this type of assistance, projects are considered for the following areas:

marketing and advertising;
education;
social orientation;
tourism;
export-oriented production;
Agriculture;
introduction of innovations.

This type of subsidy is open to the disabled, the unemployed, single mothers and other citizens.

Guarantee under credit and leasing agreements

Entrepreneurs of various activities have to take loans for development and conclude leasing agreements. Since we are talking about quite impressive amounts, it is necessary to provide a guarantor. This role can be played by special guarantee funds. Their services cost 1.5-2% of the guarantee amount. The very same assistance in different regions ranges from 30% to 70% of the loan.

If the entrepreneur meets the requirements of the fund, a 3-party contract is drawn up between the applicant, financial institution and a guarantor. It is important that all participants are registered in the same region of the Russian Federation.

Partial reimbursement of interest on loans

at the expense state budget it is possible to reimburse part of the cost of interest returned to the banks of the Russian Federation for loans taken for the development of entrepreneurship. The amount of assistance is affected by the size of the loan, as well as the refinancing rate that is relevant at the time of application.

This type of subsidy is valid throughout the Russian Federation and covers most areas of human activity.

Partial reimbursement of expenses under a leasing contract

Until recently, if a person wanted to deal with leasing, he had to make all payments on his own, according to the concluded agreement. Now one of the areas of government assistance is associated with partial compensation of lease payments. The entrepreneur has the opportunity to return up to 5 million rubles.

Issuance of loans at reduced rates

For borrowers, the problem is the high interest rates charged by banks. This is the main reason why applicants are denied loans that could help develop a new business. State aid allows you to take loans of the following nature:

from 10,000 to 5 million rubles;
1-5 years;
under 5-10%.

The amounts, terms and rates depend on the regions and the selected business specifics.

Reimbursement of expenses for participation in fairs and exhibitions

Any kind production activities needs promotion. One way is to participate in various fairs and similar events.

Two-thirds of the costs of such promotion can be covered from the federal or local budget. The amount of assistance ranges from 25,000 to 300,000 rubles and is allocated once a year.

Tax benefits for start-ups and existing entrepreneurs

In 2015, at the federal level, it was decided to allow the regions to establish tax holidays for businessmen registering in certain areas of activity. These areas of activity include science, social business, production, and the provision of personal services. In different regions, the list of directions can be expanded, depending on the needs of the region.

Regions are also given the right to reduce tax rates for certain types of entrepreneurial activity.

Other forms of state support for small businesses

The programs described above are only part of the assistance that the state provides to people who want to Stop working for someone else and start working for yourself. New entrepreneurs can look forward to:

free education;
accounting assistance;
legal support;
assistance from specialists in a particular field.

Each region develops its own programs to help entrepreneurs.

Getting help

An entrepreneur, an applicant for obtaining rights to state assistance, must adhere to the following algorithm of actions:

Choose a business area.
Create a sound business plan.
Register either at the Employment Center or as an entrepreneur. It depends on the type of subsidy you are interested in.
Provide Required documents.
Contact the state organization with a request for assistance.

If everything is done correctly, the applicant's case is considered within 60 days.

It is also possible to apply online.

What is needed to receive start-up capital from the state?

In 2019, a novice entrepreneur does not have to have start-up capital. The main thing is competently
approach the issue of starting a business and use all possible public resources. Necessary:

register at the employment center;
create a project;
submit an application for participation in the competition;
answer the questions of the members of the commission and convince them of their seriousness.

If approved, the entrepreneur must receive the money and apply it in order to provide a report on the invested funds in the coming months.

What could be the reason for rejection?

The most common reason for refusals is the discrepancy between the chosen area of activity and the list of areas of interest to the support fund. We recommend contacting several funds at once.

Another common reason for negative responses is an illiterate business plan. It is advisable to consult with experts before providing it.

One of the key areas in the development Russian economy is to support small businesses. At the moment, there are several programs, the implementation of which is under the close control of the government. You will learn how to get money for business from the state free of charge in 2018 from this article.

Reasons for reducing small business assistance programs

Due to the difficult economic situation in our country, federal subsidies to small businesses from the state in 2018 were significantly reduced. According to information received from representatives of the Ministry economic development, in the budget for 2018, only 11 billion rubles are allocated for these purposes, given that in 2014 the government allocated 20 billion rubles to support small businesses, in 2015 - almost 17 billion rubles. In order to rationally divide the funds between all the subjects of our country, special competitive procedures will be carried out.

Since the volume of financial support has been significantly reduced, the regions will have to determine on their own priority areas of activity that require public funding. That is, funds will be directed to the most important areas economies such as trade, agriculture, and utilities and household services. It is also worth noting innovative activity and implementation social projects. Therefore, before choosing a direction of activity, you need to find out. After that, you can safely make a final decision.

Despite all these changes, every entrepreneur has the right to count on subsidies for small businesses from the state. It's regulated federal law No. 209-F3, as well as the relevant regulatory legal acts. Different support programs differ in terms of budget, duration and conditions of issuance Money. In all regions of the country, special bodies have been created that are responsible for the implementation of these programs. Them full list presented on the official website of the Ministry of Economic Development of Russia.

Types of state aid

In 2018, small businesses can count on the following types of support:

Information assistance and consulting (various free seminars, training courses, as well as the preparation of special training materials);
Infrastructural support (funds for the development of small businesses, business incubators, etc.);
Fairs and exhibitions (providing exhibition equipment, as well as the right to free participation in such events);
Registration of licenses, various permits and accounting support;
Promotion of innovative developments;
Financial aid(subsidies, benefits and grants).

Non-governmental organizations can also provide assistance to small businesses. But entrepreneurs are most often interested in how to get money for the development of small businesses from the state in 2018, although much more funds are allocated from the budget for other types of support than for financial assistance. Let's look at the types of assistance that these organizations provide in more detail.

Small Business Development Grants

This is a gratuitous subsidy from the state for starting a business. The demand for such programs significantly exceeds the supply, so getting a grant will take a lot of work. But it's worth it, because 300-500 thousand rubles is an excellent support for any aspiring entrepreneur.

To receive money from the state to start a business in 2018, you need to take part in the competition. Grants may also be awarded to various charities or investment funds and other organizations. Choose only those projects that relate to your field of activity, otherwise participation in the competition will be pointless.

What documents will be needed for this? First of all, you must register.

After that, you need to collect the following documents:

Request;
A completed application form;
Copy of the passport;
Diploma of higher education(if available);
Copies of constituent documents;
Registration certificate;
Documents confirming the right to the premises.

It should be remembered that the package of documents may change, so this information must be clarified before each competition.

Subsidies for start-up entrepreneurs

If no more than 2 years have passed since the registration of an individual entrepreneur or legal entity, the entrepreneur falls into the category of beginners, so he can safely claim a subsidy from the state for the development of small businesses. The maximum amount that can be received as support is 500 thousand rubles.

Package of documents:

Request;
Feasibility study of the project;
Business plan;
Copy of certificate of state registration;
Order on the appointment of a director and chief accountant;
Personal profile of the head;
Certificate from the bank on the status of accounts;
Copies of statutory documents;
Report on financial results for the last year.

It is important to know that financial assistance is provided subject to co-financing of expenses. That is, you must invest at least 50% of your own funds in the total project budget.

The received subsidy can be used for the following purposes:

Purchase of machinery and equipment;
Organization of new jobs;
Purchase of raw materials;
Room rental.

All costs must be documented. The selection of applications for business subsidies from the state is carried out during the year at least once every two months. In case of misuse of funds, the entrepreneur is obliged to return them in full to the budget.

Irrevocable state subsidies for the development of small businesses are issued to entrepreneurs for the purchase of fixed assets. The state pays 50-90% of the value of assets for total amount no more than 10 million rubles.

Financial assistance for self-employment

This subsidy from the state for starting a business is provided to unemployed citizens who are officially registered with an employment center. It corresponds to the amount of the annual unemployment benefit, that is, it is 58.8 thousand rubles. If you give jobs to people who are officially unemployed, you will get the same amount for each employed person.

Let's take a closer look at how to get a business subsidy from the state:

Make a competent business plan;
Register officially IP;
Get money;
Prepare a report and attach documentary evidence of the intended use of funds.

So, you have decided and are ready to open your own business.

Where to begin?

First of all, collect information about the requirements that the employment center imposes on job seekers. You also need to ask what government programs to support small businesses operate in your area. Such information can be found on the official website of the city administration or in the employment center. In addition, you should consult on this issue with an experienced lawyer.

To get a subsidy, you will have to spend a lot of time going through bureaucratic instances. The most important thing is to objectively assess your capabilities and set realistic goals. All this is reflected in the business plan. Start working on this document before you quit your day job. If you cannot decide, seek help from specialists who will indicate the most promising and profitable areas activities.

To obtain the status of unemployed, you will need the following documents:

The passport;
Diploma or certificate;
Employment history;
Application for opening a bank account.

After that, you should fill out an application form in which you confirm your desire to become an entrepreneur and pass a special test.

Next, there is another important stage ahead - this is the protection of the business plan. It resembles an exam at a school or university. The effectiveness of your project will be evaluated special commission. If the entrepreneur knows for sure, his business plan will look realistic and, most likely, will convince the members of the commission that there will be no problems with its implementation.

After the defense, you can write an application for financial assistance. It should be accompanied by a business plan and all necessary documents. If the commission approves the project, you will be informed that you need to sign a contract. Further, you can register as an individual entrepreneur or entity. The last stage is the presentation of documents on state registration to the employment center. They should be accompanied by receipts of payment of fees. After that, 58.8 thousand rubles will be credited to your bank account. Do not forget that this money can only be spent for its intended purpose. Of course, this amount is not enough to open a business, but it will be a reliable help for any novice businessman.

Methods of reimbursement of interest on a loan

Another option on how to get money from the state for business development in 2018 is to achieve reimbursement of interest on loans. Part of the interest accrued on loans for the purchase of machinery or special equipment can be compensated from the state budget in the amount of 1/3 or 2/3 of the total rate. Money is paid in the presence of documents on the payment of loan contributions.

Only those enterprises that are engaged in the production of excisable goods, as well as their sale or mining, cannot receive such compensation. These are the areas

An important part of the economic policy of the Russian Federation is the state program of assistance to business. This program is aimed at financial support for all small and medium-sized businesses. It has been operating for more than a year, but not all aspiring entrepreneurs know how to get a subsidy to open or develop their own business. Read on to find out how to get a subsidy for small businesses, what assistance is provided to small businesses under various state programs, how much money a separate business entity can receive under these state programs.

To support start-up entrepreneurs, the government organizes state programs to help young enterprises. You can get a subsidy for starting a business under two main state programs: federal and municipal. Various government departments (Ministry of Agriculture, Ministry of Education and Science, Ministry of Economic Development) also have their own subsidy programs for entrepreneurs and to support new organizations in their respective sectors of the economy. Sometimes it is possible to provide individual assistance to small businesses for some of its subjects at the discretion of the regional authorities, but this is not the main goal of the program.

For new entrepreneurs special program Ministry of Economic Development of the Russian Federation to provide subsidies for business development, for opening new enterprises and supporting new entrepreneurs. The maximum amount of a subsidy for starting a business under this program is 58,800 rubles - this is the annual amount of unemployment benefits. Such a small support can be received by every adult citizen of the Russian Federation who is recognized as unemployed, and is also registered with the Employment Center.

Any business entity has the opportunity to receive a special government grant - a gratuitous subsidy for the development of small businesses. The maximum grant amount is no more than 300,000 rubles. The terms of the grant under the Startup Entrepreneurship Assistance Program differ by region; an enterprise that has existed for no more than two years and has not previously received financial assistance from the state can count on such support.

The state program of a small partial return of interest on a loan is especially popular with some organizations. There is another similar state program - providing subsidies for reimbursement of leasing costs. In order to receive assistance under these programs, an enterprise must meet a number of conditions, and the debt must not exceed three months prior to the date of application. The maximum amount of assistance under the loan interest reimbursement program is 5,000,000 rubles.

The basis of state support for private entrepreneurship in our country is the programs for financing enterprises from the state budget, designed for start-up entrepreneurs, designed to help develop their own business. According to them, any entrepreneur in Russia can count on various support measures, for example, a gratuitous state subsidy for small businesses.

A subsidized entrepreneur is obliged to draw up regular reports on the expenditure of targeted funds from the budget, and in case of their misuse, he must return them to the state.

Grant to start your own business

A future entrepreneur can receive financial support from the state to open an individual entrepreneur. To do this, he needs to be registered with the Employment Center, obtain the status of an unemployed person, write, and then submit to the commission a previously drawn up special plan development of the future enterprise. After that, it is required to register a legal entity and conclude an agreement with the Employment Center to provide a subsidy when opening an IP. Receiving a subsidy for individual entrepreneurs and providing state assistance when starting a small business is possible only if the labor exchange cannot provide the citizen with a suitable job, and he himself already receives the appropriate cash allowance.

Required documents for registration as unemployed:

a statement about the need for state assistance to find a job;
passport or temporary identity card of a citizen of the Russian Federation;
certificate, diploma or other document certifying professional qualifications;
work book (except for citizens who have not previously worked anywhere);
certificate of earnings for the last three months before dismissal.

The business development plan consists of a description of the scope of the enterprise, a list of the basic principles of the future enterprise, justification for the expediency of opening new organization. And also: a detailed strategy for the development of this organization, a forecast for payback, an estimate of resource costs, a spending plan for the first three months of those targeted funds that were allocated to the entrepreneur under the subsidy program. Receiving subsidies for entrepreneurs from the Employment Center involves the creation of jobs, so the plan must necessarily include the estimated number of newly created jobs.

The received subsidy for opening a small business implies the targeted spending of funds allocated for opening an IP. The project of using government assistance to create a new SPD must have a social orientation, must be socially useful and cannot engage in activities in the following four areas:

banking, loans - banned;
you can not engage in the mining industry;
financing of gambling activities is prohibited;
production and sale of excisable goods is unacceptable.

The Employment Center provides consulting support to start-up entrepreneurs, conducts seminars on the basics of entrepreneurship, helps them with legal issues, provides funding for newly created enterprises, reimburses registration costs, and even provides business workers from among unemployed citizens. The main goal of the program is the employment of citizens who are already unemployed and the creation of new jobs.

Grants for the development of an existing enterprise

You can get a subsidy for starting a small business, as well as developing an existing small business, through regional state programs for the development of entrepreneurial activity. Target funds distributed through competition different organizations. The money should be used for the development of the organization, but not for the conduct of its current activities. The requirements to be met in order to receive a small business development subsidy are: the enterprise must have been in operation for less than two years, must have no more than 250 employees, and must not have tax debts. Funds from the subsidy for starting a small business and from a subsidy for business development must be used within one year, unused funds must be returned to the budget of the city or region.

Your local Department of Small Business Development will help you get a small business grant. An entrepreneur must provide a full package of documents, take part in a state competition, prepare and defend a project plan for spending the received budget funds.

Package of documents:

Statement on the need for assistance in the development of small businesses;
Passport or other identity document;
Completed Entrepreneur Application;
A copy of the certificate of state registration, constituent documents;
Certifications required to conduct business in a particular industry;
Certificate from the tax office on the absence of debt;
Financial documentation for current activities organizations;
Prepared business plan.

In 2017, the program of the Ministry of Agriculture of Russia "Support for novice farmers" is in effect, according to which organizations in the industry Agriculture can expect to receive a subsidy for small businesses from the state in the amount of up to 3,000,000 rubles. To participate in the competition for such a program, it is required to provide the same package as for receiving a grant for the development of an existing organization in other sectors of the economy. The competition is run by the local Ministry of Agriculture. The purposes of spending budgetary funds can be:

Acquisition of machinery, inventory, animals, raw materials, seeds, fertilizers;
Lease of land, purchase of land;
Construction of buildings, repair of premises;
Construction of roads, infrastructure facilities, redevelopment of the territory.

A grant is a state financial assistance to businesses provided free of charge to business entities that have existed for less than 24 months, meet the criteria for issuing state subsidies for small businesses, have no debt to the state and have not previously received subsidies for start-up entrepreneurs.

The purpose of the program is a one-time subsidizing of small businesses on a competitive basis in order to develop a particular enterprise.

Other SPD Support Measures

Assistance to small businesses from the state is not limited to monetary support alone. In addition to direct subsidizing of business entities, assistance is provided to entrepreneurs in various other forms of support. State bodies can help new entrepreneurs with preferential rent of premises and purchase technical means, provide entrepreneurs with government contracts, as well as infrastructural, accounting, legal support for those who need it.

Since 2015, the Federal SME Corporation has been implementing a state program to support entrepreneurs. This state program is designed to help beginners individual entrepreneurs create new businesses. It provides information and methodological support to all start-up entrepreneurs, organizes investment programs and provides an opportunity to take a soft loan to start a business.

Different regions have their own programs to help small businesses. In addition to direct subsidies under federal state programs, municipal authorities different regions organize their own state programs to support enterprises.

An approximate list of regional support programs for small businesses:

Types of state programs	Name	What assistance is provided
General	Assistance program for socially vulnerable citizens	You can get a subsidy for starting a small business with a maximum amount of up to 1,500,000 rubles
General	Youth Entrepreneurship Development Program	Consultations, trainings, a subsidy for a start-up entrepreneur up to 250 thousand rubles
Clusters	Technoparks and technopolises	State assistance to small businesses, support for science-intensive projects
Clusters	Territorial clusters by sectors of the economy	Implementation of innovative projects
Funds	Regional business support	Business development in the region
	Guarantees and access to credit	Available loans to start a business
	Venture investment and equity fund	Organization of exhibitions, transfer of enterprises to joint-stock companies, search for investors

The exact list of regional programs of the state for the development of entrepreneurship should be clarified with the local Department of Entrepreneurship Development. The list is constantly changing, and is also strongly tied to the characteristics of the region. For example, in the south of the country more funds are allocated to support farmers.

The issuance of subsidies for small businesses from the state occurs not only under federal programs to help new business entities, but also under many regional programs. In addition to a subsidy for small businesses, it is also possible to receive other forms of assistance in starting a business and subsequent development of the enterprise. Individual corporations and foundations also provide SPD through their own entrepreneur support programs.

According to the entrepreneurship development program, 7 billion rubles were allocated in 2017, and this money was directed from the state to the development of small businesses in our country. Any small business can receive support under these programs.

Common goals of all government programs business support: providing conditions for the development of entrepreneurial activity, reducing unemployment, reorienting the economy to increase the share of small business in overall structure economy.

Assistance to start-up entrepreneurs from the state is carried out by providing subsidies for business. In addition, there are also other assistance to small businesses from the state.