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How to attract money into your life and become a financially independent person? Why do some people manage to do this without much effort and great losses? What is their secret?

If you are like most people, you probably have financial independence as one of your goals in life. However, just like the thorny path to fame, the path to wealth and prosperity also seems long and difficult. But is it really that impossible?
Here are 7 simple steps that will help you achieve the material well-being that many dream of:

1. Believe that you are worthy of happiness and well-being

To attract wealth and material well-being, you must believe that you are worthy of happiness.
Note that it was not said that you have a right to happiness.
The key word is "worthy".
The secret to creating happiness begins with our self-esteem, which in to a large extent helps in new beginnings. The higher we begin to value ourselves, the higher the chances of achieving certain heights in life become.


None of the following steps mentioned here will matter until you truly believe that you are truly worthy of happiness.
And for this to happen, you must let go of the guilt and shame associated with some past events in your life.

2. Focus on what you have right now

Many people fall into the trap of thinking about what they don't have or what they have lost. Such thoughts poison life, not allowing you to move on.
This involuntary line of behavior is the cause of the emergence of a negative spiral of our thinking, which repels happiness and positive energy from us.


Let go of such negative thoughts.
Instead, focus on what you have and be grateful for it.
After all, we only have this moment in time. Yesterday has passed. Focus here and now on what you have.

3. End the cycle of "learned" helplessness

To continue to be in the helplessness hammered into one's head is to remain trapped in the gravity of poverty.
You cannot attract wealth or other positive things into your life when your emotional and karmic space is occupied by the words "I can't."
Saying the phrases: “I can’t” or “I can’t do it,” you are doing what you justify yourself for what you cannot do or simply do not want to do.


Start using phrases such as "I can" and you will see how life will begin to change in better side.
After all, in this way you will attract happiness, luck and prosperity into your life. Remember that our thoughts are material.
In other words, I can attract wealth because I am worthy of happiness.

4. Get rid of envy

Being jealous of what the other person owns means that you are filling your mind with unnecessary illusions.
Just because someone has an expensive car or a luxury apartment doesn't necessarily mean they have money or that they are rich. Envy is a deception that creates a false narrative that is almost never based on truth. Let go of that destructive feeling of envy and make room for joy.


Clear yourself of any negative energy and you will see how life will begin to improve. After all, any negativity corrodes us from the inside, poisoning all aspects of our lives.
Love the simple things and fill yourself with peace. By focusing our attention on the lives of other people and envying them, we repel happiness and positivity from our own lives.

5. Respect the power of money

Money is a by-product of our hard work and labour. When you disrespect money, it means you don't respect yourself.
'Cause you're working most his conscious life.


To respect money means to treat it right. This means making sure that they are spent in right direction for the right things and purposes.
One must be able to recognize that money has both creative and destructive power. Therefore, financial resources must be treated very carefully and in no case, not lightly.


At proper management and handling cash flow you can earn substantial profits. This money will take care of you and your loved ones for many years to come.
When you don't respect money, it goes into decline and negatively affects your future.
Finally, respecting money means not using it as a temporary tool to boost self-esteem at the cost of unnecessary spending.

6. The study of material well-being

Attracting wealth into your life requires you to go beyond wishful thinking.
This means what should be done conscious choice to learn everything there is to know about money and the accumulation of wealth.
Study the path to success, the beliefs and habits of enlightened people who have succeeded in this business, created and attracted wealth into their lives.
Let these people be your teachers.


Recognize also that people who have true wealth don't wear flashy jewelry, don't drive expensive cars, and don't wear designer clothes.
In fact, most millionaires are meticulous state employees who, over time, created their wealth by depriving themselves of many benefits at the very beginning of their journey.

7. Know how to part with money

And finally, the last step is related to the spiritual and karmic power of money. When we give money to those who are less fortunate, we fill in the voids created by something negative.
Do not accumulate money, otherwise they will leave you.
Instead, use your empathic abilities to identify who needs your help and support and how you could help them.


An example would be an offer to pay for an old woman at the checkout in a supermarket, or simply to give alms to a person in need.
You can also donate some of your precious time to do a good deed. After all, our time is also what we can devote to charity.
When you give something out of compassion to others, share something material and spiritual with them, you create an aura of happiness, which is the precursor of wealth and prosperity.


Remember, the more you give, the more you get in return. You will be rewarded in the very near future for all the good deeds that you do.
So, you can attract wealth into your life right now, just by taking 7 simple, but at the same time so difficult, steps. Of course, all 7 steps, first of all, it is a huge inner work above oneself.
Some of them are not as simple as they might seem.


Change is a process that takes time.
This applies to many things, such as happiness in our personal lives, the attraction of material wealth, our perception of money, success, and so on.
After all, everything takes time, whether it's working on your thoughts, your body, whether it's trying to understand your own dreams, or physical activity as a way to fight depression.


Finally, remember that most people who are financially stable are only made that way by a good old-fashioned tradition of hard work and great faith in themselves and their strengths.

Many people strive for financial independence, but few achieve it. Why does it happen this way?

Yes, because people do not know the laws of prosperity and do not know how to manage their finances, no one teaches us. Give a poor man with no skills $1,000,000 and in a year he will be even poorer than he is now. But if a person has certain skills and knowledge, he can make a fortune out of $1,000.

Law 1. Rebuild your mind and. Understand once and for all that there is enough money for everyone. In any free time, repeat: “I have more than enough money for everything I want. I attract money like a magnet. Never adopt negative attitudes about finances, such as: “I will never have big money”, “I can’t make ends meet”, “Money is evil”, “Money spoils a person”, “Money is not in life the main thing”, “Money comes only through hard work”, etc. Once negative thought flashes in your head, immediately affirm: “Wealth surrounds me and it is always in abundance. My state is determined only by my attitude to life. I am a successful person and achieve everything I want. Money loves me and comes to me in the right amount.” It may be necessary to do this fifty times an hour, but be persistent and the negative thought will stop bothering you. This statement will help you think only in a positive direction and set your mind on wealth.

Thoughts are material! Wealth or poverty is determined by your inner position. Think of wealth and wealth will come; think of poverty and poverty will come. Your environment and financial situation are an accurate reflection of your habitual thinking. This law is the foundation for achieving wealth and abundance in life.

Law 2. Learn to manage your finances. Money should bring new money. This law is not how we earn money, but how we save it, how we manage it, and how we multiply it. If you spend more than you earn, then despite your large earnings, you still will not have money. A new thing bought on credit will further aggravate your financial situation. Think carefully about whether you properly manage your income, whether you use it wisely. However, if you manage to spend 80% of your income, save 10%, and invest the remaining 10% in creating your own business or your capital, then your life will certainly change in the next 10 years. Learn to live on 80% of your income. Take two boxes, put 10% of your income into savings in one of them, and 10% into investing in the other. When you collect enough funds, then put the money from the first box into a deposit account at% in a reliable bank, constantly replenishing it. And use the money from the second box to invest. Make your money work and bring you more and more income.

When I told my parents about this method, they really liked it, and as a result, in 3 years they managed to save $ 10,000. Although over these 3 years I can’t say that they had to deny themselves something. Perhaps this is not a large amount, but if you invest it in your own business, you can significantly increase your income. And if my parents did not know about this method of accumulation, then the money would disperse by itself, and it would not be possible to save even such an amount.

Law 3.Do charity work. This is a very strong law that will help increase your wealth a hundredfold. You don't have to be rich to do charity work. Donate your cash to charity and you will become rich! It seems incredible, but this law really works. Since I started using it, I have been getting more and more money. I donate my money with joy, gratitude and happiness. And I know for sure that they will come back to me in a larger size.

Determine the amount that you can give with all your heart and donate it with a sense of joy, gratitude and without the slightest regret, knowing that these funds will soon return to you a hundredfold. You can donate money to a church, a hospital, orphanage etc. Personally, for these purposes, I started a box in which I put a small amount of money every day. When the box is full, I take the collected money to the church. I advise you to start your own charity box and replenish it every day.

Law 4.If the work brings neither moral nor material satisfaction, it needs to be changed. Many people work out of habit, not wanting to change anything in their lives. If at one fine moment you decide that you deserve more, but do not know what to do, then imagine that you received an inheritance of $ 1,000,000. What would you do if you had no financial problems? Perhaps this will help you find your calling.

Law 5.Try to communicate with rich people and watch them. This will help you rewire your brain for success and making money. Through this communication, you will learn to think like rich people and find more opportunities. You will understand that they are ordinary people, but more hardworking and fanatically believing in success. Communication with them will allow you to observe their work from the outside and gain knowledge and experience.

Law 6.Boast less. Many people are envious, so your success can simply "jinx it", and instead of success you can get a lot of problems.

Law 7.Don't envy rich people. Envy is the most destructive feeling. On the contrary, treat rich people with gratitude. After all, under the means of communication with them, you will gain knowledge that will help you succeed too. Thank life for the opportunity to communicate with such people. Successful and wealthy people give us an incentive to do more than we currently have. Think positively about money, luxury goods, no matter who they belong to. Bless people who are already successful and learn from them.

Following these simple laws will help you move towards financial prosperity day by day.

Good luck to you and achieve material well-being!

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Probably, now it will be very difficult to find at least one adequate person who a couple of times in his conscious life did not think about exactly how to achieve financial independence and prosperity. Many people do not stop thinking about it, but not everyone achieves the expected effect. It is impossible to say that it is easy to achieve financial independence, otherwise every second person on earth would be a billionaire. Nevertheless, nothing is impossible, the main thing is to set a specific goal and go towards it. But for this you will have to adopt a few basic rules, following which will certainly help to achieve positive results.

1. No matter how trite it may sound, but first a person needs to set himself up for the right " wave". That is, you have to direct all your thoughts in the right direction, while forgetting about fear and about the fact that to succeed - difficult task . Positive thinking and faith in one's own abilities are the foundation on which a person will be based.
2. Natural to become successful person, need know what to want from life. Simply put, it is necessary to determine specific goals, towards which you will have to work hard. Moreover, it is best to write down all your goals in order to have them constantly before your eyes. For example, a good goal might be to buy your own home, if you don't already have one. Having achieved one goal, you should never stop and relax, otherwise it is unlikely that you will be able to achieve financial well-being.
3. Until a person learns to manage his capital, he will not be able to become financially independent. Therefore, learning the basics, namely, ability to properly manage your income and expenses, as well as the ability to save and save - this is the main step towards independence. At the same time, it is very important to understand that, even despite high earnings, if a person does not learn how to manage his finances, he will never be able to become a financially prosperous citizen. Therefore, it will be necessary to completely revise your monetary policy, eliminate all unnecessary expenses and ensure that profits always exceed expenses. Moreover, you have to give up any harmful» habits that cost money every month (for example, dinner at restaurants or frequent trips to the movies). Thus, regardless of the amount of profit, you will have to learn how to set aside at least twenty percent of the amount of income received every month.

4. To increase profits, you need to think about either changing jobs or taking all sorts of side jobs home. The main thing at the same time is to understand that work should bring not only money, but also moral satisfaction. Otherwise, engaging in an unloved or, even worse, hated business, a person drives himself into a dead end, and this will not bring him happiness, even taking into account the fact that he will receive large profits. The main thing here is to find your balance, and even better, if the work is not only profitable, but also loved. In this case, a person will be able to achieve financial success and independence faster. Do not be afraid to change something in your life, especially for the better. If you stand still and be afraid of everything, you will never succeed in achieving prosperity.

5. To become a happy and financially prosperous person, you have to exclude from your life such concepts as “ loans», « debts" and " loans". That is, you have to learn to live independently, according to your means and capabilities, avoiding even a hint of the slightest financial assistance from the side.

6. As already mentioned above, the presence of a reserve capital, so to speak, an inviolable monetary "stash" - is the main step towards financial independence. After all, how often in life there are situations when you suddenly need a sum of money for unforeseen expenses. And how good it is when there is a similar amount in the reserve - in this case there is no need to bother and think about where exactly to get the right amount, while getting into endless debts.

7. In addition, the free capital that a person has accumulated can be easily invested in profitable projects. Moreover, this option is ideal for a person to be able to consistently receive additional profit. As for investment options, today there are a huge number of them, so the main thing is to choose the most suitable investment instrument. At the same time, it is important that a person is well versed in what he plans to invest his money in. Ignorance and misunderstanding of the basics and principles of investing will only bring losses. Therefore, it is necessary to constantly improve your knowledge and engage in the business in which a person is well versed. In any case, money should never just lie in a stash, it should "work" and bring passive profit. Only in this case, a person will have a real chance to achieve financial independence over time.

8. One cannot but say that for success a person will need to be patient. In addition, there is a constant need to self-learning, so to speak, improving their own knowledge and skills. And for this there is no need to get higher education or take courses. Now there is enough information on the net, e-books etc., with which you can easily reach a new level.

9. Having achieved positive results once, you should never stop there. You should always move forward and strive for more. At the same time, you should never be afraid and look for new promising investment projects. The main thing is that the risk is justified and calculated. Acting at random, counting on luck and luck alone, is a direct path to collapse. Perseverance, patience and determination - these are the qualities that they possess.

As you can see, there are no special “secrets” in order to achieve material and financial well-being in your life. It all depends on the person himself and his outlook on life.

1. Buy only the things you really need
   Awareness of their real needs and the ability to live with them in harmony is an invaluable skill for every person. Although this characteristic is rather not financial, but philosophical.
2. Spend less than you earn
   It may be banal and boring, but no one has repealed the law of conservation of energy. Nothing is taken from nowhere, nothing is lost without a trace.
3. Make sure you can pay for your purchases
   Surprisingly, poor people are sometimes much more wasteful than wealthy people. Only those people who are never threatened with wealth can afford to buy a smartphone of the latest model or a car on credit, spend the last money on a fashionable new thing or vacation abroad.
4. Have patience
   As soon as your efforts begin to bring the first results, and your bank account is overgrown with zeros, you will immediately have a desire to reward yourself and go all out. Have patience and remember that going downhill is always easier and faster than going uphill.
5. Use automatic accumulation programs
   You can't spend what you don't already have. You will not be able to forget to make another deposit to your account if it has already been done for you. Therefore, try to use a special service available in many banks, which independently puts a certain percentage of your salary into a savings account.
6. Pay off your debt credit card as quickly as possible
   It is very convenient to be able to buy a little more than you can afford at the moment. But this possibility corrupts your brain, instilling confidence in the limitlessness of your wallet. You gradually get used to living in debt, and a happy bank charges you its interest.
7. Use time to your advantage
   The sooner you start saving, the better. If you make a down payment at the age of 20 or 30, then already in the middle life path you will have a solid financial cushion that protects against shocks.
8. Realize that money can't buy happiness
   At the start, you must first correctly determine. If you want to become rich in order to win love, recognition and happiness, then you may be in for a surprise. The really important things don't have a price tag.
9. Get ready for surprises
   Life is amazing and full of surprises, sometimes unpleasant. Now you are full of strength, health and make plans for the future, and somewhere around the corner Annushka is already buying sunflower oil in the store. A well-timed financial stash will allow you not to slip, and if you have already fallen, then quickly get up.
10. Determine your actual salary
    If you have a decent salary, but at the same time, on which you pay interest, then you need to rely on planning exactly on the amount that remains after all the deductions. Sometimes it turns out that a person with a huge salary is actually poorer than a modest low-level worker who does not have any debts.
11. work hard
    If you are accustomed to relying only on your own strength, if you are accustomed to overcome obstacles, then no troubles or life circumstances can stand in your way.
12. Find a second job
    This will not only allow you to accumulate the required amount faster, but also make it impossible to make unnecessary expenses. You simply will not have time and energy for all sorts of nonsense.
13. Don't be afraid to set big goals
    Most people do not set themselves big goals and do not strive to go beyond their current capabilities. Try to look a little ahead and set yourself goals not for tomorrow, but for a much more distant future. Big goals provide a great incentive for growth.
14. Improve your financial literacy
    Today you can often meet people who are brilliant specialists in their chosen profession, but absolute ignoramuses in finance. Don't be lazy to highlight special time to get at least minimal information about all these rates, interest, deposits and loans. In the future, this can get you a huge amount of money.
15. Do what you like
    If you work with pleasure, and not just for the purpose of accumulation, then your life will be much happier and richer. It's a paradox, but in this case, financial goals are also easier to achieve.
16. Set a price for yourself
    You will constantly be faced with the fact that the people around you will underestimate your value. Some do it to buy you more profitably, others just for the sake of self-affirmation. Your task in this regard is to know exactly how much you are worth and not make concessions.
17. Make money work
    Just putting aside a penny every day and hoping to become a millionaire after a while is hardly reasonable. Your money should also generate income.
18. Invest in yourself
    Without constant education and self-development, you will never stand out from the crowd and will not be able to achieve anything. Every coin spent on your education will bring you the biggest dividends in the future.
19. There is a way out of any situation, most often even several
    Be flexible and inventive. Most barriers are only a product of our consciousness and crumble into small pieces, as soon as we get closer to them.

These are the basic rules of financial well-being that you will need in life. Of course, their implementation does not guarantee that you will become a millionaire. But, on the other hand, you can accurately predict that neglecting them will prevent you from becoming a rich person. So it's better to read and remember.